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Business Services
Commercial Fee Schedule
Fees Effective 08.01.2020
Checking Services
Business Simple Checking
Monthly service fee
$5.00
First 100 withdrawals and deposited items per month
FREE
Over 100 withdrawals and deposited items per month
$.25 per withdrawal or item
Business Simple Interest Checking
Minimum average daily balance to earn dividends
$1,500.00
Monthly service fee
$7.50
First 100 withdrawals and deposited items per month
FREE
Over 100 withdrawals and deposited items per month
$.25 per withdrawal or item
Insufficient Funds Paid/Returned
Per item (max 5 per day)
$28.00 each
Overdraft Transfers
Overdraft transfer from business share
$5.00 per transfer
Overdraft transfer from VISA credit card
$5.00 cash advance fee and $5.00 per transfer
Stop Payment
Per check/ACH/Bill Pay
$28.00 each
Check Copies
Per check copy
$1.00 each
Account to Account (A2A) Transfers
Incoming to CUA
FREE
Outbound from CUA
FREE
Wire Transfers
Domestic
$20.00
Savings
Business Simple Shares
Minimum balance to open
$25.00
Business Liquidity Plus
Minimum balance to open and earn dividends
$2,500.00
Monthly service fee if balance falls below $2,500 during the month
$10.00 per month
Safe Deposit Boxes
Charged annually in January, pro-rated by month if opened later, no refund on partial year use
D” x W” x L”
2 x 5 x 21
$15.00
3 x 5 x 21
$25.00
5 x 5 x 21
$30.00
3 x 10 x 21
$35.00
5 x 10 x 21
$50.00
10 x 10 x 21
$75.00
Replacement key
$10.00 per key
Drill lock and replacement key
$120.00
Business Online Banking
Bill Payment fee
$0.55 each
Wire set-up fee (one time only)
$50.00
Outgoing wire fee
$20.00 each
ACH set-up fee (one time only)
$50.00
ACH monthly fee
$10.00
ACH per item fee
$0.10
eServices & Debit Cards
CUA-owned ATMs/CO-OP ATMs
No Charge
Transactions at non-CUA ATMs
(additional fees may be charged by the ATM owner)
No Charge
First replacement ATM/debit card
No Charge
Additional replacement debit cards
$5.00 each
Foreign Transaction Fee
2% of the transaction amount in US Dollars
VISA Credit Cards
Cash advance fee (including overdraft transfer)
$5.00 each item
Late fee
$35.00
Return check fee
Up to $26.00 each
Replacement credit cards
$10.00 each
Balance transfers
$10.00 each
Statement/draft copies
$2.00 each
Foreign Transaction Fee
3% of the transaction amount in US Dollars
Payments made by phone
$5.00
Miscellaneous
Account balance and research
$25.00 per hour
Certified check
$3.00 each
Check cashing fee (if share account balance is less than $100.00 and no other account
$5.00 each
Close share account (within 90 days of opening)
$25.00
Foreign item collection
$10.00 per item
Garnishments
Up to $35.00 each
Collection items
$20.00 each
Corporate third-party checks
$3.00 each
Inactive checking fee-no activity in 6 months
$5.00 per month
Inactive membership share account-no activity in 12 months, balance less than $100, and no other CUA services
$5.00 per quarter
Invalid address fee
$5.00 per quarter
Mid-month statements
$1.00 per statement
Notary service
No Charge (members only)
Returned deposit items
Up to $28.00 per item
Returned loan payments
$28.00 per item
Signature guarantees (members only)
No Charge
Statement copies
$1.00 per statement
Expedited mailing fee
Up to $30.00
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