|
 |
 |
 |
 |
|
|
|
|
|
| Interest Bearing |
with $1500 min bal |
no |
tiered rates |
no |
| Minimum to open |
$100 |
$100 plus: 1 direct deposit & debit card OR combined deposit balance of $2,500+ OR combined loan balances of $5,000+ |
$100 & minimum 55 years of age |
$100 |
| Monthly Service Charge* |
$4 |
none |
none |
$5 |
| No Fee Minimum Balance* |
$300 |
none |
none |
$500 average daily balance |
| Bill Pay* FREE on all checking accounts as of 3/31/2006 statements |
FREE |
FREE |
FREE |
FREE |
| Complimentary 1st Box of Checks |
n/a |
 |
|
n/a |
| Subsequent Check Order Discount |
n/a |
n/a |
20% discount |
n/a |
| On-Line Banking |
no charge |
no charge |
no charge |
no charge |
| Per Check Charge |
none |
none |
none |
none |
|
Benefits Plus Package
Patriot or Employer Partner checking members |
FREE |
FREE |
FREE |
FREE |
|
Benefits Plus Package
Non-Patriot or Non-Employer Partner checking members |
$3 per mo. |
$3 per mo. |
FREE |
$3 per mo. |
| Foreign ATM Withdrawals/Inquiry* |
4 |
4 |
4 |
unlimited |
| CUA/CO-OP Withdrawals/Inquiry |
unlimited |
unlimited |
unlimited |
unlimited |
| Monthly Statement |
|
|
|
|
| Check copies available on line |
|
|
|
|
| Direct Deposit |
|
|
|
Required |
| Overdraft from Savings * |
|
|
|
|
| Overdraft from Visa * |
|
|
|
|
| Debit Card Access |
|
|
|
|
| Loan Discounts (requires checking with direct deposit) |
0.50% |
0.50% |
0.50% |
0.50% |
