Effective 08/01/2006
| Checking Services |
| TriStar Checking |
Monthly Service Fee
If below minimum monthly balance of $300.00 No per check charge |
$4.00 |
| Value Choice Checking |
| No monthly service fee or per check charge |
No Charge |
| Patriot Checking |
| No Monthly service fee or per check charge |
No Charge |
| Power Checking |
Monthly Service Fee
If below minimum monthly balance of $500.
No per check charge.
|
$5.00 |
| Benefits Plus |
|
| Patriot Checking Accounts or Employer Partner Checking Accounts |
No Charge |
| All other checking accounts |
$3.00 per month |
| Performance Plus |
|
|
Monthly Service Fee
Average daily balance below $25,000 |
$5.00 |
| Insufficient Funds Paid or Returned |
| per item (includes share drafts, pre-authorized withdrawals, POS (Debit card merchant transactions), ATM withdrawals, and on-line banking bill payments |
$24.00 |
| Overdraft Protection |
Share draft/Pre-Authorized Withdrawal
(From Shares/Visa) |
$3.00 per transfer |
Debit Card
(From Shares/Visa) |
$1.00 per transfer |
| Stop Payment Order |
$24.00 per check |
| Check Photocopies |
|
| Check Copy in the first 90 days |
$1.00 per check |
| Check Copy after 90 days |
$2.00 per check |
| Check Copy self-download from On-Line Banking |
No Charge |
| Individual Retirement Account (IRA) |
| IRA Account |
| Closed within 90 days of open |
$30.00 |
| IRA Withdrawals |
| Within first 90 days of open |
$10.00 |
| Internet Banking Services |
| On-Line Banking Sign-Up Fee |
No Charge |
| On-Line Banking Usage Fees (all accounts) |
No Charge |
| Electronic Bill Payment Service |
| Unlimited Payments |
No Charge |
|
|
|
|
| Holiday Club Account |
| Penalty for Early Withdrawal prior to Oct. 1 |
$5.00 |
| (Account will be closed until October 1) |
|
| Safe Deposit Boxes (Annual Fee) |
|
Charged Annually in January - Pro-rated if opened later
(No return on partial year use) |
|
| 2 X 5 |
$15.00 |
| 3 X 5 |
$20.00 |
| 5 X 5 |
$30.00 |
| 3 X 10 |
$35.00 |
| 5 X 10 |
$45.00 |
| 10 X 10 |
$75.00 |
| Key Replacement |
$5.00 per key |
| Drill Lock & Replace Key |
$75.00 |
| ATM Services (card access to both checking & savings) |
| CUA-Owned ATMs/ CO-OP ATMs |
| All transactions |
No charge |
| Foreign/Non-CO-OP ATMs |
| Withdrawals and/or balance inquires in excess of four (4) per month |
$1.00 per item |
| Power Checking Transactions |
No charge |
| Replacement Card |
No charge |
| ATM Services (card access to savings only) |
|
CO-OP ATMs Foreign/Non-CO-OP ATMs |
|
Withdrawals and/or balance inquires In excess of four (4) per month |
$1.00 |
| Annual Fee |
| 1st year pro-rated and renewed each January |
$6.00 per year |
| Replacement Card |
no charge |
| VISA Services |
| Cash Advance Fee |
$4.00 each item |
| Late Fee |
$20.00 |
| Return Check Fee |
$22.00 |
| Inactive Fee (12 month no use) |
$15.00 |
| Stop Payment on Convenience Check |
$22.00 |
| Returned Convenience Check |
$22.00 |
| Overlimit Fee |
$20.00 |
| Miscellaneous |
| Account Balance & Research |
| 1 hour minimum |
$25.00 per hr. |
| Certified Check |
$1.00 per item |
| Check Cashing Fee |
When aggregate share balance is below $100.00.
Check Cashing Fee will be waived with any CUA checking or loan
account in good standing. |
$5.00 ea. |
| Corporate Third-Party |
| 3 or more in one day |
$1.00 ea. |
| Membership Account |
| Below $25.00 par value |
$2.00 per quarter |
| Close Account |
| Within 90 days of opening |
$15.00 |
| Inactive Membership Account |
No Activity in 12 months
Balance less than $100.00
No other services on this membership
(youth accounts excluded) |
$5.00 per quarter |
| Invalid Address Fee |
| Each quarterly statement returned |
$2.00 per quarter |
| Re-open Account |
| In 90 days or less |
$5.00 |
| Returned Deposit Items |
$5.00 per item |
| Returned Loan Payments |
$5.00 per item |
| Statement Copies |
$1.00 per stmt. |
| Mid-Month Statements |
$1.00 per stmt |
| Wire Transfers |
| Domestic Wire |
$12.00 |
| Western Union Wire |
$20.00 |
| International Wire |
$30.00 |
| International Western Union Wire |
$45.00 |
All fees are subject to change, with proper notification.
