Protect Yourself
Don’t leave bank or credit card information, Social Security or driver's license numbers out where workmen or visitors can find or see them. Shred financial items before you throw them away – this includes any “junk mail” that may have personal information.

Check bank & credit card account statements as soon as you receive your statement, and call your financial institution if a statement is late – it may have been diverted. Do not pre-print your Social Security number or driver’s license number on your checks, and only give your SSN when absolutely necessary, ask to use other forms of identifiers if possible. Cut down on the number of items you carry in your purse or wallet – many muggings occur primarily to steal your identity.

Deposit your mail in US Postal Service collection boxes – do not use your own mailbox unless you have a locking mailbox.

Computers Can Help
One way is for you to sign up for on-line billpay, so that you don’t have to put physical bills in the mail, where they can be tampered with. You can also view your statements on-line frequently to help keep track of balances. You can sign up for automatic deposit of your paychecks to secure your funds.so that they wont be laying around your house, or in your mailbox.

Computers Can Be Goldmines
You should always use hard to guess, unique passwords, and change them regularly. Make sure to update your virus protection software regularly, use a firewall, and a secure browser. Avoid automatic login features, even on your own computer. If you get e-mails asking you to update information, do not follow imbedded links in the body of the e-mail. Even if it is someone you do business with regularly, contact them directly, or type in the URL.  Copycat and fraudulent sights abound.

Your Credit Report
Order your credit report at least once a year from each bureau to make sure that the information is accurate.

• Check for correct addresses.
• Check for typos in your social security number.
• Check to be sure you recognize all accounts listed.
• Check to be sure that the balances are accurate or what you anticipate them to be.
• Make sure no inquiries have been made about loans or leases without your knowledge.
• Look for anything suspicious in the section that lists who has received a copy of your credit history – some thieves pose as landlords or employers.
• If there is any incorrect information – contact the credit bureau and the creditor immediately, then and follow up in writing.