Savings Rates

Regular Shares - rates declared effective 10/01/08
Balance Range * Nominal Rate Yield/APY ** Dividends Paid
$100.00 to $2,499.00 1.24% 1.25% quarterly
$2,500.00 or more 1.39% 1.40% quarterly
* Average Daily Balance of $100.00 must be maintained to earn dividends.
       
Special Purpose - rates declared effective 07/01/08
Balance Range * Nominal Rate Yield/APY ** Dividends Paid
$100.00 or more 1.24% 1.25% quarterly
* Average Daily Balance of $100.00 must be maintained to earn dividends.
       
Youth (Stars of America/Boom) - rates declared effective 10/01/08
Balance Range * Nominal Rate Yield/APY ** Dividends Paid
$25.00 or more 1.39% 1.40% quarterly
* Balance of $25.00 must be maintained to earn dividends.
       
Holiday Club - rates declared effective 12/31/07
Balance Range * Nominal Rate Yield/APY ** Dividends Paid
$25.00 or more 1.00% 1.00% monthly
* Average Daily Balance of $25.00 must be maintained to earn dividends.

Checking Rates

Tri-Star - rates declared effective 04/01/08
Balance Range * Nominal Rate Yield/APY ** Dividends Paid
$1,500.00 or more 1.00% 1.00% monthly
* Average Daily Balance of $1500.00 must be maintained to earn dividends.
       
Patriot (Senior Checking) - rates declared effective 12/01/08
Balance Range * Nominal Rate Yield/APY ** Dividends Paid
$1,000.00  to $4,999.00 1.24% 1.25% monthly
$5,000.00  to $9,999.00 1.29% 1.30% monthly
$10,000.00 or more 1.49% 1.50% monthly
* Average Daily Balance of $1000.00 must be maintained to earn dividends.
       
Health Savings - rates declared effective 12/01/08
Balance Range * Nominal Rate Yield/APY ** Dividends Paid
$500.00 to $4,999.00 2.13% 2.15% monthly
$5,000.00 to $9,999.00 2.32% 2.35% monthly
$10,000.00 or more 2.57% 2.60% monthly
*Minimum Average Daily Balance of $500.00 to earn dividends

Money Market

Liquidity Plus - rates declared effective 12/01/08
Balance Range * Nominal Rate Yield/APY ** Dividends Paid
$2,500.00 to $4,999.00 1.54% 1.55% monthly
$5,000.00 to $14,999.00 1.64% 1.65% monthly
$15,000.00 to $24,999.00 1.83% 1.85% monthly
$25,000.00 or more 1.93% 1.95% monthly
* Minimum Balance of $2500.00 must be maintained to earn dividends.
       
Performance Plus - rates declared effective 12/01/08
Balance Range * Nominal Rate Yield/APY ** Dividends Paid
$0.00 to $24,999.00 0.00% 0.00% monthly
$25,000.00 to $49,999.00 1.98% 2.00% monthly
$50,000.00 to $74,999.00 2.08% 2.10% monthly
$75,000.00 or more 2.23% 2.25% monthly
* Minimum Average Daily Balance of $25,000.00 to earn dividends.

Rates Subject To Change Daily/weekly
* APR = Annual Percentage Rate
** APY = Annual Percentage Yield