| Regular Shares - rates declared effective 10/01/08 |
| Balance Range * |
Nominal Rate |
Yield/APY ** |
Dividends Paid |
| $100.00 to $2,499.00 |
1.24% |
1.25% |
quarterly |
| $2,500.00 or more |
1.39% |
1.40% |
quarterly |
| * Average Daily Balance of $100.00 must be maintained to earn dividends. |
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| Special Purpose - rates declared effective 07/01/08 |
| Balance Range * |
Nominal Rate |
Yield/APY ** |
Dividends Paid |
| $100.00 or more |
1.24% |
1.25% |
quarterly |
| * Average Daily Balance of $100.00 must be maintained to earn dividends. |
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| Youth (Stars of America/Boom) - rates declared effective 10/01/08 |
| Balance Range * |
Nominal Rate |
Yield/APY ** |
Dividends Paid |
| $25.00 or more |
1.39% |
1.40% |
quarterly |
| * Balance of $25.00 must be maintained to earn dividends. |
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| Holiday Club - rates declared effective 12/31/07 |
| Balance Range * |
Nominal Rate |
Yield/APY ** |
Dividends Paid |
| $25.00 or more |
1.00% |
1.00% |
monthly |
| * Average Daily Balance of $25.00 must be maintained to earn dividends. |
| Tri-Star - rates declared effective 04/01/08 |
| Balance Range * |
Nominal Rate |
Yield/APY ** |
Dividends Paid |
| $1,500.00 or more |
1.00% |
1.00% |
monthly |
| * Average Daily Balance of $1500.00 must be maintained to earn dividends. |
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| Patriot (Senior Checking) - rates declared effective 12/01/08 |
| Balance Range * |
Nominal Rate |
Yield/APY ** |
Dividends Paid |
| $1,000.00 to $4,999.00 |
1.24% |
1.25% |
monthly |
| $5,000.00 to $9,999.00 |
1.29% |
1.30% |
monthly |
| $10,000.00 or more |
1.49% |
1.50% |
monthly |
| * Average Daily Balance of $1000.00 must be maintained to earn dividends. |
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| Health Savings - rates declared effective 12/01/08 |
| Balance Range * |
Nominal Rate |
Yield/APY ** |
Dividends Paid |
| $500.00 to $4,999.00 |
2.13% |
2.15% |
monthly |
| $5,000.00 to $9,999.00 |
2.32% |
2.35% |
monthly |
| $10,000.00 or more |
2.57% |
2.60% |
monthly |
| *Minimum Average Daily Balance of $500.00 to earn dividends |
| Liquidity Plus - rates declared effective 12/01/08 |
| Balance Range * |
Nominal Rate |
Yield/APY ** |
Dividends Paid |
| $2,500.00 to $4,999.00 |
1.54% |
1.55% |
monthly |
| $5,000.00 to $14,999.00 |
1.64% |
1.65% |
monthly |
| $15,000.00 to $24,999.00 |
1.83% |
1.85% |
monthly |
| $25,000.00 or more |
1.93% |
1.95% |
monthly |
| * Minimum Balance of $2500.00 must be maintained to earn dividends. |
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| Performance Plus - rates declared effective 12/01/08 |
| Balance Range * |
Nominal Rate |
Yield/APY ** |
Dividends Paid |
| $0.00 to $24,999.00 |
0.00% |
0.00% |
monthly |
| $25,000.00 to $49,999.00 |
1.98% |
2.00% |
monthly |
| $50,000.00 to $74,999.00 |
2.08% |
2.10% |
monthly |
| $75,000.00 or more |
2.23% |
2.25% |
monthly |
| * Minimum Average Daily Balance of $25,000.00 to earn dividends. |
* APR = Annual Percentage Rate ** APY = Annual Percentage Yield
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