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If there are issues using a screen reader on this site, please call 316-219-5197 during normal business hours. Account inquiries and access are available 24 hours a day, seven days a week by using our Automated Phone Teller feature. Please call 316-265-3272 and press option 1 to access your account by Automated Phone Teller.

Important Auto Loan Info

Setting Up Your Payment

Set it and forget it! Schedule your payment to be automatically deducted on a recurring due date. Call us at 316.265.3272, ext. 113 to request "AutoPay" today!

Register or login to Credit Union of America online banking at CUofAmerica.com to make a one-time transfer or schedule ongoing transfers to your auto loan. Funds can be paid from an existing CUA account, or from an account at another financial institution via "Account to Account."


Set up electronic payment from your current checking account to your CUA loan using the loan's account number provided on your account opening paperwork.

Mail Your Payment

Mail a check for your payment amount by the due date to: 

Credit Union of America
P.O. Box 47528
Wichita, KS 67201
Write your member number or loan account number in the memo line of the check.
Bring Your Payment to a CUA Location

Credit Union of America has 14 Kansas locations in Wichita, Derby, Goddard, Great Bend, Hutchinson, Pratt and Salina. Stop by any location during normal business hours to make your payment at the teller line. For a list of addresses and hours, click here

Make an Online Payment

One-time payments ca be scheduled thru "Pay Now" at CUofAmerica.com. Please note that fees may apply, as transactions are processed through a third party. 

Submitting Insurance

Request a "Declarations Page" from your auto insurance provider and submit it to Credit Union of America via fax or email as soon as possible. If you have questions, call us at 316.265.3272.

Fax: 316.247.5530
Email: CUDLUsers@CUofAmerica.com

Requesting Title Work

What happens when the loan pays off?

The loan should hit a payoff report once it is paid in full. After three business days, Credit Union of America will release the lien. If the loan is paid with a personal check, the title will be released after 10 business days.

Title work will be mailed directly to you if you are the one who pays off the loan. If insurance or an auto dealer pays the loan off, the lien release will be mailed to them and they can then file for a title.

Out of State:
Call 316.265.3272, ext. 38 or check with your local Department of Motor Vehicles for details regarding out of state title work. Click here for more information. 
Salvage Title:
Lien releases are done the same way as a clean title. The website we use does not specify whether it is a clean or salvaged title. 

Learn More About Your CUA Membership

What's the difference between a Credit Union and a Bank?

Credit unions are not-for-profit financial cooperatives, who pay their members back in the form of higher savings rates and lower borrowing rates than traditional financial institutions. Credit Union of America is governed by a volunteer board vs. a paid board of directors. Credit union member funds are insured by the NCUA, similar to the FDIC. Currently deposits are protected up to $250,000. 

Are there any loan discounts available?

Members whose auto loans are not funded at the lowest available Annual Percentage Rate may be eligible for two offered discounts:

Checking and Direct Deposit- Open a CUA checking account and set up a direct deposit attached to the account for up to 0.50%APR off your loan.

Educators- Members working in the field of education may be eligible for up to 0.25%APR off their loan.

Click here for current rates and information on discounts.

Does CUA have a mobile app?

Credit Union of America's mobile app allows you the functionality of online banking on the go. Best of all, features like Account to Account Transfers, Person to Person Payments, SnapCheck and CardLoc are all free! Download the CUA mobile app today! 

Google Play              Apple App Store

What other accounts and services are offered at CUA?

Credit Union of America strives to be your trusted financial institution. We offer the same products and services you're used to from other financial institutions, and more! From credit cards to home loans, business accounts to checking accounts with same day debit cards, you can do all your banking with CUA! Browse the website to learn more, or login/register for online banking and open additional accounts in a few clicks!