Loan Rates

Auto Loans
Length of Term Min. Amount APR* As Low As** Special Requirements
36 months $ 5,000.00 2.50% 2008 and newer
48 months $ 5,000.00 2.75% 2008 and newer
60 months $ 12,000.00 2.99% 2008 and newer
72 months $ 17,500.00 3.25% 2012 and newer
**Rates based on credit score and discounts for checking and direct deposit. Maximum discount .50% shown. Add .50% for 2007 models and older.
Motorcycle Loans
Length of Term Min. Amount APR* As Low As** Special Requirements
36 Months Maximum Up to $2,499 auto rate + 3.00% n/a
48 Months Maximum $2,500 to $9,999 auto rate + 2.00% n/a
60 Months Maximum $ 10,000.00 auto rate + 1.25% n/a
**Rates based on credit score and discounts for checking and direct deposit. Maximum discount .50% 
Personal/Unsecured Loans
Length of Term Min. Amount APR* As Low As** Special Requirements
36 month $ 0 - $2499.00 9.00 n/a
36 month $ 2,500.00 8.50% n/a
**Rates based on credit score and discounts for checking and direct deposit. Maximum discount .50%
Boat/RV Loans
Requirements Min. Amount APR* As Low As**  
New 2011-2013 n/a auto rate + .25%  
Used 2008-2010 n/a auto rate + .50%  
Used 2007 or older n/a auto rate + 1.00%  
**Rates based on credit score and discounts for checking and direct deposit.  Maximum discount .50%
Share/Certificate Secured Loans
Types Min. Amount APR* As Low As** Special Requirements
Share/Money Market Secured none 4.25% 36 month maximum
Certificate Secured $ 0 - $ 4,999.00 CD rate + 2.50%  
Certificate Secured >$ 5,000.00 CD rate + 2.00%  
**Rates based on credit score
Visa Loans
  Fixed Intro APR*
(first 6 months open)
Rates  
Platinum see full disclosure see full disclosure fixed
Home Equity Line of Credit
Type APR* As Low As***  Special Requirements
1st or 2nd mortgage 3.875% 144 month maximum/variable
Fixed Rate Home Equity Loans
Maximum Term APR* As Low As** Special Requirements
60 months 5.00% single family residence only
84 months 5.25% single family residence only
120 months 5.50% single family residence only

**Rates based on credit score and discounts for checking and direct deposit and less than 85% loan to value. Maximum discount .50%
Loans to $100,000 .50% origination fee. Additional fee for appraisal and/or title policy, if required to qualify loan.

Rental property/vacant lots or over 85% loan to value add 1.00% to APR.

***Rates based on maximum loan to value of 85% and approved credit.

A five year, $25,000 loan with APR of 6.75% would require 60 monthly payments of $492.26.
A seven year, $25,000 loan with APR of 6.90% would require 84 monthly payments of $376.12. 

Rates stated as of 08/26/13

Rates Subject To Change Daily
* APR = Annual Percentage Rate