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Transaction Processing Changes Coming in September 2017

Transaction Processing Changes Coming in September 2017

Beginning September 15th, ACH debits (withdrawls) can process through accounts up to twice a day. ACH credits (deposits) already post with this frequency.

What does this mean for you?

Bill payments will clear faster and fewer delays will occur.

If you make a payment from your account, it could post the same business day. Currently, if you make payments via the internet, over the phone or with a check converted to an ACH, the earliest it would clear your account would be the following business day.

We encourage you to monitor your account for funds availability as this change occurs. This will help you to avoid any fees if your account is overdrafted.

Please be aware that this change will affect all consumers, businesses, government entities and financial institutions that use ACH, and is not exclusive to Credit Union of America.

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