If there are issues using a screen reader on this site, please call 316-219-5197 during normal business hours. Account inquiries and access are available 24 hours a day, seven days a week by using our Automated Phone Teller feature. Please call 316-265-3272 and press option 1 to access your account by Automated Phone Teller.
Jump to main content

CUA Vehicles for Sale

We do not currently have any vehicles for sale.

Home Loans

Getting a home loan with CUA is convenient and easy. We have local underwriters with local servicing/payments and offer flexible programs to meet your needs.

FHLB Homeownership Set-Aside Program Grants

Are you a first-time homebuyer interested in receiving up to $5,000 for your new home? Credit Union of America is proud to offer the Homeownership Set-Aside Program through the Affordable Housing Program. Homebuyers must meet the following criteria:

  • First-time homebuyer, may not own or be an investor in another residence
  • Household income at or below $53,040 for 1-2 persons, or $60,996 for households with 3 or more
  • Must provide $500 down payment or other costs paid outside of closing costs of at least $500
  • Home may be in rural or urban locations in Kansas
  • Must complete homebuyer education approved by designated state organization
  • Non-occupying co-borrower and/or co-owners are not permitted
  • No cash back may be received at closing, no debt may be paid off at closing
  • Loan can't close until confirmation of reservation's income approval has been received
  • Must stay in purchased home for at least five years

3% Down Payment

  • Fixed rate conventional home loan
  • Finance up to 97% of the purchase price/appraised value, whichever is less
  • Down payment** may come from gift funds
  • Seller can pay up to 3% of closing costs

Retire My Mortgage

  • $299 flat closing cost*
  • No appraisal required
  • 10 year term
  • Low interest rate refinancing

Learn what to expect when applying for a mortgage loan with CUA. Check out our online mortgage resources or visit with a CUA mortgage officer at 316.265.3272 extension 191 or 1.800.256.8049.

Estimate Your Payment Apply Now View Rates

*Property must be owner occupied, primary residence. New CUA loans only. Current CUA loans may be eligible for modifications or traditional refinances. Minimum 2 months reserves are required, escrows are optional. Only single family detached/attached and planned unit developments are eligible for the "Retire My Mortgage" product. Example: A $100,000 loan with a $299 closing cost at 4.00% fixed annual percentage rate would result in a monthly payment of $1,217 for 120 months. Other restrictions may apply, for full details, speak with a CUA Loan Officer.

**A $125,000 purchase price with $3,750 (3%) down payment and $121,250 financed at 4.75% fixed annual percentage rate would result in a monthly payment of $632.50 for 360 months. Sample payment only includes principal and interest. Other restrictions may apply, for full details speak with a CUA Loan Officer.

Signature Loans

  • Signature Loans: No collateral required, and you can borrow up to $15,000!
  • Guaranteed Teacher Loans: A 12 month, $1,500 guaranteed loan offered to educators.
  • Healthcare Loans: A 12 month, $1,500 loan available exclusively for healthcare professionals.
  • Laptop Loans: A 0.00% APR loan for up to $2,500 to purchase a computer/laptop/tablet. Available to students with a current student ID.

Apply Now View Rates

Business Loans

Business loans are available for commercial real estate and term loans by working directly with our Business Services team, which includes Marc Howell, Commercial Services Officer and Sarah Keuser, Commercial Deposit Officer.

Request InformationApply for a Credit Card Business Resources

Home Equity Loans

Apply for a home equity line of credit and have access to funds that can be used for just about anything. Interest is only paid on the balance owed and a new loan application isn’t required when the balance is paid down. It may also provide a tax deduction benefit – talk to your personal tax advisor for more details.

Apply Now View Rates