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Open a 30-month certificate of deposit or IRA with the option to bump to a better rate once during the term! Receive 2.00% APY* on deposits of $2,500-$500,000.

It's easy to get started!

Apply by selecting one of the options below:

See Credit Union of America Terms and Conditions and Current Rates

*Annual percentage yield valid on 30-month bump certificate of deposit, Roth and traditional IRA certificates as of 1.09.19 with a minimum balance of $2,500, maximum $500,000, subject to change without notice. Renews to 24-month at maturity. Eligible for one rate bump to the 24-month rate during the term. Fees for early withdrawal may reduce earnings. One per member. Insured by NCUA