Minimum $500 to open and dividends are paid monthly. 48-month term. Earns 2.40% APY*. It's easy to get started! Apply by selecting one of the options below: Already have an account New to CUA See Credit Union of America Terms and Conditions and Current Rates ** APY = Annual Percentage Yields listed are subject to change without notice. Minimum deposits may be required. Penalties may apply for early withdrawal. Fees may reduce earnings. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval. Rates Stated as of 6/08/2018. Rates Subject To Change Daily. >