A 12 month, $1,500 guaranteed loan offered to educators*. Rates as low as 6.99% APR*. It's easy to get started! Apply by selecting one of the options below: Already have an account New to CUA See Credit Union of America Terms and Conditions and Current Rates *Maximum $1,500.00 loan. Stated Annual Percentage Rate includes 5.00% discount for CUA checking with direct deposit. Guaranteed teacher loan requires a copy of your current Kansas USD full-time teaching contract, status as an educator in the state of Kansas, and payroll deduction for loan payment. One guaranteed teacher loan per member at any one point in time. Add-on funding not allowed on guaranteed teacher loans. Part-time teachers and non-teacher workers in the field of education are welcome to apply and must qualify for loan terms. All applicants must qualify for CUA membership and membership must be in good standing. All bankruptcies must be discharged.