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An interest-bearing* checking account with on-the-go access to your funds for every day transactions. Earns up to 0.15%* APY.

  • $100 minimum opening deposit
  • Interest-bearing with average daily balance of at least $1,000, dividends paid monthly
  • One free wire transfer per year
  • 2,500 bonus points with new VISA Give Back card
  • No minimum balance
  • Same-day debit cards
  • 4 free non-CUA ATM transactions each month (surcharges may apply from the ATM owner)

It's easy to get started!

Apply by selecting one of the options below:

See Credit Union of America Terms and Conditions and Current Rates

* Average Daily Balance of $1,000.00 must be maintained to earn dividends. All Rates Stated as of 3/30/2018. All Rates Subject To Change Daily. ** APY = Annual Percentage Yield