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Checking Solutions

Secure checking

Join CUA

Stay connected to your finances with checking accounts designed for you. ConnectCheck is an interest-bearing account with exclusive benefits like one free overdraft annually and bonus points on Visa credit cards. SimpleCheck offers solutions for traditional checking account needs, access to online banking and free, unlimited check writing. ReserveCheck is for our members age 55 and greater. This account pays interest on average daily balances of at least $1,000 and members receive 20% off check orders.

Credit Union of America mobile banking…It’s for you. Fast, easy and secure access to your money anywhere, anytime.

Mobile banking gives you access to amazing features like SnapCheck and Cardloc!


SimpleCheck ConnectCheck ReserveCheck
  • Direct Deposit or Electronic Payment/Deposit 
  • Minimum combined deposits of $1,000
  • Minimum combined loan balances of $5,000+
  • Direct Deposit or Electronic Payment/Deposit
  • eStatements
  • >= 12 debit card transactions/mo
  • Primary account owner must be at least 55 years of age.
No minimum balance Yes Yes Yes
BillPay+ Yes Yes Yes
SnapCheck Yes Yes Yes
Mobile banking Yes Yes Yes
Unlimited check writing Yes Yes Yes
4 free foreign ATM transactions/mo Yes Yes Yes
Instant issue debit card with no annual fees Yes Yes Yes
Loan Discount with Direct Deposit Yes Yes Yes
Interest bearing
(min balance of $1,000)
  Yes Yes
CardLoc Yes Yes Yes
1 free overdraft/yr   Yes  
1 free domestic wire/yr   Yes  
2,500 bonus VISA points   Yes  
CD rate bonus   Yes  
Fees $5.95/mo if at least one requirement is not met
$2.95/mo if all requirements not met
(Fee waived for youth)
Minimum Opening Balance $100 $100 ($50 for youth) $100


Make switching your checking account fast and easy. Download our SwitchKit today!

CUA Switchkit