Establishing your membership share/savings account at CUA is the first step. Deposit a minimum of $25 in your share account and you’ll have access to a multitude of Credit Union of America services. Our savings programs will help you maximize earnings, reduce costs, meet goals, and access funds when you need them. Your savings account can be used for overdraft protection, automatic loan payments, and payroll deductions for easy money management.
CUA offers two Money Market accounts to maximize your earnings and provide liquidity of your funds.
Liquidity Plus – a minimum $2,500 deposit is required to open. Up to 6 "withdrawals/transfers/checks" are permitted monthly on this account. $2,500 average daily balance will earn dividends that are paid monthly. Higher dividend tiers exist at $5,000, $10,000, and $25,000 balances.
Performance Plus – a minimum $25,000 deposit, any CUA checking and a direct deposit are account requirements. Up to 6 withdrawals/transfers are permitted monthly on this account. A $25,000 average daily balance will earn dividends that are paid monthly and waives the $5 monthly maintenance fee. Higher dividend tiers are available at $50,000 and $75,000 average daily balances. This account offers a no-cost, no-obligation financial analysis provided by CUA Retirement and Investment Services.
Stash some cash in a Holiday Club account and you’ll be ready for the shopping season. Set up deposits with a payroll deduction, or from your checking or savings account and watch your deposits grow. During the first week in October, your Club funds will be transferred from your Holiday Club account to your Share account. Dividends are earned on balances above $25 and paid monthly.
Life events can be costly. Weddings, vacations, new babies… the list goes on. With a special purpose account, you can save for the unexpected. Think of the old adage of “out of sight, out of mind”. When the funds are separated from your regular checking or savings, you’re less likely to dip into the account. Setting up automatic transfers with your payroll deduction or through online banking makes saving extra cash quicker and easier than ever before.