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Saving Over Time

Maximize earnings even more when you deposit your funds in a share certificate. By choosing your term for the investment, you can lock in a higher deposit rate than a liquid account, such as a share or money market account. We have share certificates for the first time saver and the more sophisticated investor.

Get Rates

On-My-Terms Certificate

Choose your term! It’s a great way to help stagger your investments, combine as they mature, and just better manage your funds.

  • Terms from 3-60 months and any number of days in between, you choose!
  • Just $500 to open
  • Dividends paid monthly on all certificates
  • Option of monthly dividends on terms of 12+ months
  • Option of dividends at maturity on a 1-year certificate

1 Year Add-On Certificate

A great investment tool for the first-time or modest saver.

  • $100 to open
  • $10+ add-on deposits throughout the term
  • Dividends paid monthly

30 Month Bump Certificate

Minimize your rate risk. Invest now and you can choose to bump the rate once in the certificate term to the current rate being paid on CUA’s 24 month certificate.

  • $2,500 to open
  • Dividends paid monthly

Annual percentage yields are subject to change without notice. Penalties may apply for early withdrawal. Fees may reduce earnings. Membership required. Funds in excess of $100,000 may be discounted and/or require special approval.