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Business Resources

Small Business Services

Credit Union of America offers many services to meet the needs of our Business Members. 

  • ACH Origination
  • Checking
  • Liquidity Plus Savings
  • Special Purpose Savings
  • Loans
  • Credit Cards
  • Debit Cards
  • Merchant Card Services - become a merchant that accepts VISA credit and debit cards! Please provide us with some information, and our business team can help get you started.
  • Share Certificates
  • Domestic Wire Transfers
  • Business Digital Banking

See Business Rates Apply for a Business Credit Card

Business Checking

All CUA checking accounts feature:

$100 opening balance, online and mobile banking, same-day debit cards, loan discounts, electronic bill pay, SnapCheck remote deposit, access to 30,000+ no surcharge ATMs, overdraft protection and 4 free non-CUA ATM transactions each month (surcharges may apply from the ATM owner)

Business Checking Solutions Business Simple Checking Business Simple
Interest Checking
Free eStatements
Up to 16 months archived history
Required Yes
Minimum Balance None $1,500 avg. daily balance to earn dividends
Monthly Maintenance Fee $5.00 $7.50 monthly
Deposit to open $100 $100
Free transactions First 100, no charge
Over 100 - $.25 per withdrawal or item
First 100, no charge
Over 100 - $.25 per withdrawal or item
Dividend/Interest Bearing Not available Paid monthly on average daily balances of $1,500 or more

View Rates 

Business Digital Banking

The benefit of Business Digital Banking is that a business owner/member can authorize sub-users of online banking such as a bookkeeper or accountant whom which do not need to be authorized signers on the membership.  They can set specific permissions, roles, and limits for each sub-user.  Unique credentials are created to prevent the sharing of usernames and passwords. Allowing for oversight and security.

Sign Up

Autobooks

Make your commercial account billing a breeze within CUA’s digital banking platform. Create and send professional invoices in minutes and accept payments with a debit card, credit card, or electronic bank transfer. 

Learn More 

Business Loans

Business loans are available for commercial real estate and term loans by working directly with our Business Services team.

Request Information 

If you received funds from the SBA Paycheck Protection Program through CUA, please click the link below to apply for forgiveness of the loan. If you have any issues logging in to your Loan Street account, please contact Loan Street Support directly at Support@LoanStreet.com  

Loan Street Log In

For instructions on completing the PPP Forgiveness Application, click here

Questions? Please contact: 

Marc Howell 800.256.8049, ext. 607
Sarah Kueser 800.256.8049, ext. 1101

Business Use Credit Cards

CUA business credit cards allow you to add authorized cardholders with separate credit lines. Save on qualifying purchases through VISA Savings edge with the CUA business credit card. You’ll automatically be enrolled in VISA Liability Waiver to protect you against eligible losses incurred by card misuse by a terminated eligible, up to $100,000 at no extra cost.

Apply Now    

Opening a Business Membership

With a Business Membership Share Account, you have ownership in Credit Union of America. A minimum $25 balance in the membership account is all that's required to gain access to the wide array of business services and products at CUA.  We will need the name, address, date of birth, SSN, physical address, and a copy of a valid ID for each individual that owns 25% or more of the legal entity business and for the individual who has significant responsibility for managing the business and all authorized signers. This applies to all new accounts opened on and after May 11th, but does not apply to sole proprietorships. 

Please select your business type to see additional documentation required:

    • No business documents required. Business reports under sole proprietor's SSN.
    • Articles of Organization
    • SS-4
    • Registered with the Kansas Secretary of State (KSSOS)
    • Articles of Incorporation
    • SS-4
    • Registered with the Kansas Secretary of State (KSSOS)
    • Articles of Incorporation
    • SS-4
    • Registered with the Kansas Secretary of State (KSSOS)
    • Partnership Agreement/Certificate of Limited Partnership
    • SS-4
    • Registered with the Kansas Secretary of State (KSSOS)
    • SS-4
    • Minutes of Meeting/By-laws/Charter

Meet the Team

Marc Howell
Commercial Loan Officer, CUBLP
Ext. 607
MarcH@CUofAmerica.com
Fax 316.719.4009
711 W. Douglas Avenue

Sarah Kueser
Business Deposit Officer
Ext. 1101
SarahK@CUofAmerica.com
Fax 316.719.4009
711 W. Douglas Avenue

 

New Business Resource List

SCKEDD is non-profit organization that brings together communities to advocate economic growth. We work to improve the quality of life for those who live within our designated 14-county area. We take action by providing several grant and loan opportunities to programs that help us reach these goals.

Phone: (316) 262-7035
9730 E 50th St
Bel Aire, Kansas 67226
http://www.sckedd.org/


Kansas Small Business Development Center. We offer free consultation services and affordable training to grow Kansas entrepreneurs.

WSU Metropolitan Complex
5015 East 29th Street North
29th Street & Oliver, Ent. B
Phone: (316) 978-3193
http://webs.wichita.edu/?u=ksbdc&p=/index/


SCORE is a nonprofit association dedicated to educating entrepreneurs and helping small businesses start, grow, and succeed nationwide. SCORE is a resource partner with the U.S. Small Business Administration (SBA), and has been mentoring small business owners for more than forty years.

220 W. Douglas, Suite 450
Wichita, KS 67202
Phone: (316) 269-6273
https://wichita.score.org/


NetWork Kansas is growing an entrepreneurial environment in Kansas by cultivating resources to start and grow small businesses. We are a statewide network of non-profit business-building resources that help entrepreneurs and small business owner’s startup and grow successful businesses.

P.O. Box 877
Andover, KS 67002-0877
Phone: Toll-Free (877) 521-8600
http://www.networkkansas.com/resource-network/access-programs


Internal Revenue Service (IRS)
Apply for business tax ID number.  The SS4 can be obtained by completing the online application.

https://www.irs.gov/


Kansas Secretary of State (KSSOS)
Business Services Division

Email: kssos@kssos.org
Live Support Chat: info@networkkansas.com
Phone: 785-296-4564
www.kssos.org

The Kansas Business Center is your one-stop shop for starting and maintaining a business in Kansas.


Legal Zoom
The website provides information on how to start a business and for a fee will prepare and file documents for you.

Phone: 1-800-773-0888
www.legalzoom.com