7 CardLoc Take control of your debit card and choose when your card can be used, or change daily spending limits. To get started, simply log on to the CUA mobile app or visit CUofAmerica.com. Overdraft Transfer Protect your account from bookkeeping errors with overdraft transfer (fees may apply). Ask a CUA representative to put Overdraft Transfer on your checking account, today. C H E C K I N G