8 Apply for loans online, with the mobile app, over the phone or in person. You’ll always receive personal service and a quick decision. Home Loans ■ Conventional, refinances and home equity loans ■ Low down payment options ■ Retire My Mortgage loan ■ Flexible terms, fixed or variable rate ■ Local underwriting, servicing and payments ■ Online rate tracker, calculators and application ■ 5% down payment with no PMI option New or Used Auto, Motorcycle and RV Loans ■ Competitive rates, no origination fee ■ Discounts with CUA Checking ■ Affordable GAP and mechanical repair coverage ■ 0.25% APR auto loan discount for educators Signature Loans ■ Borrow up to $20,000 ■ No collateral required ■ No origination fee ■ Avoid private mortgage insurance with 5% down L O A N S