Credit Union of America - Rates | Credit Union of America

Effective 5/3/2024

**Fixed Rate Mortgages**
Length of Term	Rate	APR*
10 Year Fixed Rate	6.375	6.824%
15 Year Fixed Rate	6.625	6.946%
20 Year Fixed Rate	6.500	6.756%
30 Year Fixed Rate	7.000	7.200%
30 Year Fixed Rate No PMI (Zero Down)	7.500	7.706%

**New Build Mortgages**
Length of Term	Rate	APR*
New Construction Fixed Rate	9.500	13.308%
5 Year Lot Loan Fixed Rate	9.500	10.366%
10 Year Lot Loan Fixed Rate	10.500	10.986%

**Variable Rate Mortgages**
Length of Term	Rate	APR*
5/1 Year ARM	6.000	7.336%
7/1 Year ARM	6.250	7.237%

**Government Mortgages**
Length of Term	Rate	APR**
30 Year FHA	6.375	7.220%
30 Year VA	6.375	6.499%

*Annual Percentage Rate. Rates are subject to change without notice. Rates assume purchase money mortgage, single-family, owner-occupied dwelling with a purchase price of $200,000 and a 20% down payment. Changing these assumptions may change terms. Please contact a loan officer for more information.

**Annual Percentage Rate. Rates are subject to change without notice. Rates assume purchase money mortgage, single-family, owner-occupied dwelling with a purchase price of $200,000 and a 3.5% down payment. Changing these assumptions may change terms. Please contact a loan officer for more information.