b'CHECKINGCore Account Pay. Spend. Earn.All your day-to-day checking needs, togetherin one, totally free, interest-bearing account. Full access to CUA digital bankingFree account-to-account (A2A) transferswith outside accountsFree CardLoc: temporarily lock a lost orstolen debit card Free SnapCheck: mobile check deposits Debit rewards with free CUA Perks at CUofAmericaPerks.comFree, unlimited bill payNo maintenance feesNo minimum balanceInstant issue debit cards CUA Contactless CardInterest-bearing with a min. average balance of $1,000Loan discounts with direct deposit No ATM fees from CUA*NCUA insuredOverdraft protection programs*We will not charge a fee forforeign ATM usage. A surcharge may apply from the ATM owner.9'