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On-My-Terms Certificate

Share Certificates

With this share certificate, it’s all up to you. Pick your term — anywhere from 3 to 60 months. You can earn dividends as often as once a month, depending on your term.

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Share Certificates $500 Minimum to Open
Account
Click to Open
Nominal Rate/APY**
Paid Monthly
Nominal Rate/APY**
Paid At Maturity
3 month - 0.40% / 0.40%
6 month - 0.55% / 0.55%
1 Year 1.09% / 1.10% 1.09% / 1.10%
18 Months 1.14% / 1.15% -
2 Year 1.19% / 1.20% -
3 Year 1.19% / 1.20% -
4 Year 1.29% / 1.30% -
5 Year 1.39% / 1.40% -

Certificate of Deposit Rates Effective 9/13/22

**APY = annual percentage yield


Product Details

  • Minimum of $500 to open
  • Choose a term anywhere between 3 and 60 months.
  • Eligible for monthly dividends on terms 12 months or longer
  • Also available for business members

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**APY = annual percentage yield. Subject to change without notice. Minimum deposits may be required. Penalties may apply for early withdrawal. Fees may reduce earnings. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.