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Auto Loan

Vehicle & Car Loans

Finding and funding your vehicle is easy. Do it online, over the phone, or in person!

Receive the financing you need to make a purchase today with same-day approvals on auto loans or refinance to save on payments for a vehicle you already own.

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Auto Loans
Length of Term Min. Amount APR* As Low As1
36 months - 6.50%
48 months $5,000.00 6.50%
60 months $12,000.00 6.50%
72 months2 $17,500.00 6.75%
84 months3 $35,000.00 7.50%

APR = Annual Percentage Rate

1 Rates based on credit score and applicable discounts.

No payment due for 90 days. 72 month term only.

3 New auto loans only

Product Details

  • Same-day approvals
  • No origination fees
  • Half-price Carfax report
  • Apply online, over the phone, or in person.

Ready to get started?

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*APR = annual percentage rate

**Rates based on credit score, vehicle age, discounts for educators, and auto pay.

***New auto loans only

Find a Car

Shop Online

Credit Union of America's (CUA) online platform, AutoSmart, is your smart choice for stress-free car buying. Search, shop, and finance all in one place!

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Preferred Dealer Partners

Simplify your buying process by using one of our trusted dealer partners.

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Calculate Your Payments

Find out what you can afford by answering just a couple of questions about your finances and preferences.

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Make a Payment

Making loan payments at CUA is easy with several convenient, flexible payment options, including both electronic and physical forms of payment.

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