Credit Union of America - Auto Loans | Kansas

An auto loan from the #1 Auto Lender in Kansas³ puts you in the driver’s seat.

Benefits of Our Auto Loans

Great Rates — We offer some of the best auto loan rates in Kansas!
Flexible Terms — Loan terms of up to 84 months to suit your financial goals.
Refinance & Save — We refinance loans to help you get a better deal.
Quick Decisions — We'll confirm your financing as quickly as the same business day.
Avoid the Haggle — Being preapproved for financing puts you in a stronger negotiating position.
No Origination Fees — Keep more money in your pocket with no upfront loan fees.
Early Payoff Option — Pay off your auto loan early with no prepayment penalties.

Auto Loans
Length of Term	Min. Amount	APR^* As Low As¹
36-months	-	4.99%
48-months	$5,000.00	4.99%
60-months	$12,000.00	4.99%
72-months	$17,500.00	5.24%
84-months²	$35,000.00	5.99%

^*APR = Annual Percentage Rate

¹ Rates based on credit score and applicable discounts.

² New auto loans only

³ Credit Union of America is the number one auto lender in Kansas for select counties based on Experian Automotive’s September 2025 Kansas Lender Summary.

What Makes Us the Best Credit Union for Auto Loans in Kansas?

Trustworthy Partner — Get your financing from a lender who knows you and has your best interest at heart, not a dealership looking to maximize profits with higher rates and unspecified add-ons.
Automatic Payment Options — Take the worry out of making payments. Set up autopay from your CUA checking or savings account and never worry about missing a payment.
Applying is Always Free — We charge no application fees on our auto loans, so you can use more of your hard-earned cash as a down payment or to buy down points on your loan rate.
New and Used Cars — We fund both new and pre-owned cars with the same great rates.
Protect Your Investment — We offer optional GAP and protection plans. Ask us about our GAP coverage and extended service plans to protect both your vehicle and your wallet.
Loan Discounts for Educators and Healthcare Workers — Educators and healthcare professionals workers may qualify for up to a 1.00% APR* discount on auto loans. Be sure to mention the discount to your loan officer.
Local Decisions, Local Service — All loan decisions are made right here in central Kansas by people who understand your community and can give you faster, personalized service.

How to Apply for an Auto Loan

Apply for an Auto Loan Online — Click the link below to complete your application in just a few minutes.
Get Pre-Approved — We’ll get back to you with a decision as soon as teh same day.
Shop with Confidence — With funding in hand, you’re ready to negotiate a great deal.

Ready to get started?

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