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Welcome to Friendly

What Is a Credit Union?

  • A credit union is a group of people (identified as members) formed around a common bond such as employment type/employer, geographic area, or a specific interest.
  • Credit unions are not-for-profit, so our net income after expenses is returned to our members in the form of dividends (interest) and/or new financial services, technology, branches, etc. At a for-profit bank, the income is only returned to a small group of stockholders.

View the 2022 Annual Report

Who Can Join?

To join Credit Union of America (CUA), you must meet one of the following criteria:

  • Employed in the field of education in the state of Kansas
  • Retired from the field of education in the state of Kansas
  • Work for a CUA Employer Partner
  • Family member of an existing CUA member
  • Resident, employee or paid in the following counties: Anderson, Atchison, Barber, Barton, Butler, Chase, Clark, Clay, Cloud, Coffey, Comanche, Cowley, Dickinson, Doniphan, Douglas, Edwards, Ellis, Ellsworth, Finney, Ford, Franklin, Geary, Gray, Harper, Harvey, Hodgeman, Jackson, Jefferson, Johnson, Kingman, Kiowa, Leavenworth, Lincoln, Linn, Lyon, Marion, McPherson, Miami, Mitchell, Morris, Osage, Osborne, Ottawa, Pawnee, Pottawatomie, Pratt, Reno, Rice, Riley, Rooks, Russell, Rush, Saline, Sedgwick, Shawnee, Stafford, Sumner, Wabaunsee, or Wyandotte.
  • Any non-profit, small business, organization, trust, or custodial account whose signatory would otherwise be eligible for membership by the criteria above.
  • As a member of the American Consumer Council (ACC), membership can be completed at CUA for no additional cost.

If you do not meet one of the above membership requirements, you can join the American Consumer Council (ACC) for no additional cost. See a representative for details.

How Do I Join?

Joining is easy! Open a share account with a $1 deposit covered by CUA, and you'll have access to all the products and services we have to offer. Visit one of our convenient locations to join!

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