What Is a Credit Union?
- A credit union is a group of people (identified as members) formed around a common bond such as employment type/employer, geographic area, or a specific interest.
- Credit unions are not-for-profit, so our net income after expenses is returned to our members in the form of dividends (interest) and/or new financial services, technology, branches, etc. At a for-profit bank, the income is only returned to a small group of stockholders.
View the 2022 Annual Report
Who Can Join?
To join Credit Union of America (CUA), you must meet one of the following criteria:
- Employed in the field of education in the state of Kansas
- Retired from the field of education in the state of Kansas
- Work for a Select Employer Group
- Family member of an existing CUA member
- Resident, employee or paid in the following counties: Anderson, Atchison, Barber, Barton, Butler, Chase, Clark, Clay, Cloud, Coffey, Comanche, Cowley, Dickinson, Doniphan, Douglas, Edwards, Ellis, Ellsworth, Finney, Ford, Franklin, Geary, Gray, Harper, Harvey, Hodgeman, Jackson, Jefferson, Johnson, Kingman, Kiowa, Leavenworth, Lincoln, Linn, Lyon, Marion, McPherson, Miami, Mitchell, Morris, Osage, Osborne, Ottawa, Pawnee, Pottawatomie, Pratt, Reno, Rice, Riley, Rooks, Russell, Rush, Saline, Sedgwick, Shawnee, Stafford, Sumner, Wabaunsee, or Wyandotte.
- Any non-profit, small business, organization, trust, or custodial account whose signatory would otherwise be eligible for membership by the criteria above.
- Belong to the American Consumer Council (ACC). Membership can be completed through CUA for no additional cost to you.1
How Do I Open My First Account?
It's easy! Open a share account with a $1 deposit covered by CUA, and you'll have access to all the products and services we have to offer.
Open Today!