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1-Year Add-On Certificate

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You’d be surprised by what you can earn in just a year! Start your certificate with as little as $100, add to it at any time, and earn dividends monthly with this 1-Year Add‑On Certificate.

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Add-On/Bump-Up Certificates
Account Min. to Open Nominal Rate/APY**
Save to Win® Add-on1 $25.00 4.17% / 4.25%
1 Year Add-On2 $100.00 4.17% / 4.25%
30-Month Bump3 $2,500.00 2.96% / 3.00%

Certificate of Deposit Rates Effective 3/12/24

** APY = Annual Percentage Yield

$25 penalty for first early withdrawal during certificate term. After second withdrawal certificate will be closed and member must wait six months to reopen. Limit one Save to Win® certificate per member. Minimum amount to add on $10.00. Dividends paid monthly. See official rules for full details.

Minimum to add on $10.00. Dividends paid monthly.

Eligible for one rate bump to the 24 month rate during the term.


Product Details

  • Minimum of $100 to open
  • Add to it anytime with deposits of $10 or more.
  • Dividends are paid monthly.
  • Also available for business members

Ready to get started?

New to CUA

Open a Certificate

Already have an account?

Visit one of our 14 locations today!


2Minimum to add on $10.00. Dividends paid monthly.

**APY = annual percentage yield