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1-Year Add-On Certificate

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You’d be surprised by what you can earn in just a year! Start your certificate with as little as $100, add to it at any time, and earn dividends monthly with this 1-Year Add‑On Certificate.

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Add-On/Bump-Up Certificates
Account Min. to Open Nominal Rate/APY**
Save to Win® Add-on1 $25.00

3.69% / 3.75%

1 Year Add-On2 $100.00

3.69% / 3.75%

30 Month Bump3 $2,500.00 2.96% / 3.00%

Certificate of Deposit Rates Effective 11.21.2024

** APY = Annual Percentage Yields listed are subject to change without notice. Minimum deposits may be required. Penalties may apply for early withdrawal. Fees may reduce earnings. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.

$25 penalty for first early withdrawal during certificate term. After second withdrawal certificate will be closed and member must wait six months to reopen. Limit one Save to Win® certificate per member. Minimum amount to add on $10.00. Dividends paid monthly. See official rules for full details.

Minimum to add on $10.00. Dividends paid monthly.

Eligible for one rate bump to the 24 month rate during the term.


Product Details

  • Minimum of $100 to open
  • Add to it anytime with deposits of $10 or more.
  • Dividends are paid monthly.
  • Also available for business members

Ready to get started?

New to CUA

Open a Certificate

Already have an account?

Visit one of our 15 locationstoday!


2Minimum to add on $10.00. Dividends paid monthly.

**APY = annual percentage yield