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Save To Win® Certificate

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Maintain the freedom to add to your certificate at any time — and even get rewarded for doing so — with this 12-month certificate. Every $25 balance increase earns you an entry into cash prize drawings up to $5,000.

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Add-On/Bump-Up Certificates
Account Min. to Open Nominal Rate/APY**
Save to Win® Add-on1 $25.00

3.69% / 3.75%

1 Year Add-On2 $100.00

3.69% / 3.75%

30 Month Bump3 $2,500.00 2.96% / 3.00%

Certificate of Deposit Rates Effective 11.21.2024

** APY = Annual Percentage Yields listed are subject to change without notice. Minimum deposits may be required. Penalties may apply for early withdrawal. Fees may reduce earnings. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.

$25 penalty for first early withdrawal during certificate term. After second withdrawal certificate will be closed and member must wait six months to reopen. Limit one Save to Win® certificate per member. Minimum amount to add on $10.00. Dividends paid monthly. See official rules for full details.

Minimum to add on $10.00. Dividends paid monthly.

Eligible for one rate bump to the 24 month rate during the term.


Product Details

  • 12-month term
  • Add-ons are allowed.
  • Each $25 balance increase earns you an entry into national and local monthly and quarterly drawings for cash prizes of up to $5,000. You are allowed up to 100 entries per month and 300 entries per quarter.

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Please click here for a list of 2024 Save to Win® certificate Prize Distributions.

**APY = annual percentage yield
^$25 penalty for first early withdrawal during certificate term. After second withdrawal certificate will be closed and member must wait six months to reopen. Limit one Save to Win® certificate per member. Minimum amount to add on $10.00. Dividends paid monthly. See official rules for full details.