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Core Account

Checking Account

All your day-to-day checking needs, together in an interest-bearing account.

If you don't have a Credit Union of America checking account, open one now to discover how easy spending can be.

New to CUA

Open a Core Account

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Core Account $100 Minimum to Open
Balance Range* Nominal Rate/APY**
$1,000.00 to $4,999.99 0.05% / 0.05%
$5,000.00 to $9,999.99 0.10% / 0.10%
$10,000.00 or more 0.15% / 0.15%

* Average daily balance of $1,000.00 must be maintained to earn dividends. Dividends paid monthly.
** APY = Annual Percentage Yield

Product Details

Pay.

  • Paycheck before Payday. Get paid up to two days earlier with EarlyPay
  • Free transfers between financial institutions
  • Full access to CUA mobile banking
  • Free, unlimited bill pay

Spend.

  • No minimum balance
  • Same-day debit cards
  • Unlimited check writing
  • Mobile Wallet
  • No ATM fees from CUA^
  • No monthly requirements

Earn.

  • No maintenance fees
  • Round up purchases with Change Jar
  • Interest-bearing with a minimum average balance of $1,000
  • CUA Perks debit card rewards

Ready to get started?

New to CUA

Open a Core Account

Already have an account?

Log In

 

*Average daily balance of $1,000.00 must be maintained to earn dividends. Dividends paid monthly.

**APY = annual percentage yield

EarlyPay direct deposits ACH funds into your deposit accounts up to two days early depending on the timing of the submission of the payment from the payer. Funds availability may be affected by holidays and weekends. 

^We will not charge a fee for foreign ATM usage. A surcharge may apply from the ATM owner.