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Core Account

Checking Account

All your day-to-day checking needs, together in one totally free interest-bearing account.

If you don't have a Credit Union of America checking account, open one now to discover how easy spending can be.

Open an Account

 

 

Core Account $100 Minimum to Open
Balance Range* Nominal Rate/APY**
$1,000.00 to $4,999.99 0.05% / 0.05%
$5,000.00 to $9,999.99 0.10% / 0.10%
$10,000.00 or more 0.15% / 0.15%

* Average daily balance of $1,000.00 must be maintained to earn dividends. Dividends paid monthly.
** APY = Annual Percentage Yield


Product Details

Pay.

  • Free transfers between financial institutions
  • Full access to CUA mobile banking
  • Free, unlimited bill pay

Spend.

  • No minimum balance
  • Same-day debit cards
  • Unlimited check writing
  • Mobile Wallet
  • No ATM fees from CUA^
  • No monthly requirements

Earn.

  • No maintenance fees
  • Round up purchases with Change Jar
  • Interest-bearing with a minimum average balance of $1,000
  • CUA Perks debit card rewards
  • Loan discounts with direct deposit

Ready to get started?

Open an Account


*Average daily balance of $1,000.00 must be maintained to earn dividends. Dividends paid monthly.

**APY = annual percentage yield

^We will not charge a fee for foreign ATM usage. A surcharge may apply from the ATM owner.