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Commercial Fee Schedule

Fees Effective 08.01.2020

Checking Services
Business Simple Checking
Monthly service fee $5.00
First 100 withdrawals and deposited items per month FREE
Over 100 withdrawals and deposited items per month $.25 per withdrawal or item
Business Simple Interest Checking
Minimum average daily balance to earn dividends $1,500.00
Monthly service fee $7.50
First 100 withdrawals and deposited items per month FREE
Over 100 withdrawals and deposited items per month $.25 per withdrawal or item
Insufficient Funds Paid/Returned
Per item (max 5 per day) $28.00 each
Overdraft Transfers
Overdraft transfer from business share $5.00 per transfer
Overdraft transfer from VISA credit card $5.00 cash advance fee and $5.00 per transfer
Stop Payment
Per check/ACH/Bill Pay $28.00 each
Check Copies
Per check copy $1.00 each
Account to Account (A2A) Transfers
Incoming to CUA FREE
Outbound from CUA FREE
Wire Transfers
Domestic $20.00
Savings
Business Simple Shares
Minimum balance to open $25.00
Business Liquidity Plus
Minimum balance to open and earn dividends $2,500.00
Monthly service fee if balance falls below $2,500 during the month $10.00 per month
Safe Deposit Boxes
Charged annually in January, pro-rated by month if opened later, no refund on partial year use
D” x W” x L”  
2 x 5 x 21 $15.00
3 x 5 x 21 $25.00
5 x 5 x 21 $30.00
3 x 10 x 21 $35.00
5 x 10 x 21 $50.00
10 x 10 x 21 $75.00
Replacement key $10.00 per key
Drill lock and replacement key $120.00
Business Online Banking
Bill Payment fee $0.55 each
Wire set-up fee (one time only) $50.00
Outgoing wire fee $20.00 each
ACH set-up fee (one time only) $50.00
ACH monthly fee $10.00
ACH per item fee $0.10
eServices & Debit Cards
CUA-owned ATMs/CO-OP ATMs No Charge
Transactions at non-CUA ATMs
(additional fees may be charged by the ATM owner)
No Charge
First replacement ATM/debit card No Charge
Additional replacement debit cards $5.00 each
Foreign Transaction Fee 2% of the transaction amount in US Dollars
VISA Credit Cards
Cash advance fee (including overdraft transfer) $5.00 each item
Late fee $35.00
Return check fee Up to $26.00 each
Replacement credit cards $10.00 each
Balance transfers $10.00 each
Statement/draft copies $2.00 each
Foreign Transaction Fee 3% of the transaction amount in US Dollars
Payments made by phone $5.00
Miscellaneous
Account balance and research $25.00 per hour
Certified check $3.00 each
Check cashing fee (if share account balance is less than $100.00 and no other account $5.00 each
Close share account (within 90 days of opening) $25.00
Foreign item collection $10.00 per item
Garnishments Up to $35.00 each
Collection items $20.00 each
Corporate third-party checks $3.00 each
Inactive checking fee-no activity in 6 months $5.00 per month
Inactive membership share account-no activity in 12 months, balance less than $100, and no other CUA services $5.00 per quarter
Invalid address fee $5.00 per quarter
Mid-month statements $1.00 per statement
Notary service No Charge (members only)
Returned deposit items Up to $28.00 per item
Returned loan payments  $28.00 per item
Signature guarantees (members only) No Charge
Statement copies $1.00 per statement
Expedited mailing fee Up to $30.00