Fees Effective 09.01.2019
Checking Services
| Business Simple Checking |
| Monthly service fee |
$5.00 |
| First 100 withdrawals and deposited items per month |
FREE |
| Over 100 withdrawals and deposited items per month |
$.25 per withdrawal or item |
| Business Simple Interest Checking |
| Minimum average daily balance to earn dividends |
$1,500.00 |
| Monthly Service fee |
$7.50 |
| First 100 withdrawals and deposited items per month |
FREE |
| Over 100 withdrawals and deposited items per month |
$.25 per withdrawal or item |
| Insufficient Funds Paid/Returned |
| Per item (max 5 per day) |
$26.00 each |
| Overdraft Transfers |
| Overdraft transfer from business share |
$5.00 per transfer |
| Overdraft transfer from VISA credit card |
$5.00 cash advance fee and $5.00 per transfer |
| Stop Payment |
| Per check/ACH |
$26.00 each |
| Check Copies |
| Per check copy |
$1.00 each |
Account to Account (A2A) Transfers
| Incoming to CUA |
FREE |
| Outbound from CUA |
FREE |
Wire Transfers
| Domestic |
$20.00 |
Savings
| Business Simple Shares |
| Minimum balance to open |
$25.00 |
| Business Liquidity Plus |
| Minimum balance to open and earn dividends |
$2,500.00 |
| Monthly service fee if balance falls below $2,500 during the month |
$10.00 per month |
Safe Deposit Boxes
| Charged annually in January, pro-rated by month if opened later, no refund on partial year use |
| D” x W” x L” |
|
| 2 x 5 x 21 |
$15.00 |
| 3 x 5 x 21 |
$25.00 |
| 5 x 5 x 21 |
$30.00 |
| 3 x 10 x 21 |
$35.00 |
| 5 x 10 x 21 |
$50.00 |
| 10 x 10 x 21 |
$75.00 |
| Replacement Key |
$10.00 per key |
| Drill lock and replacement key |
$120.00 |
Business Online Banking
| Bill Payment Fee |
$0.55 each |
| Wire Set-Up Fee (one time only) |
$50.00 |
| Outgoing Wire Fee |
$20.00 each |
| ACH Set-Up Fee (one time only) |
$50.00 |
| ACH monthly Fee |
$10.00 |
| ACH per item Fee |
$0.10 |
eServices & Debit Cards
| CUA-owned ATMs/CO-OP ATMs |
No Charge |
Transactions at non-CUA ATMs
(additional fees may be charged by the ATM owner) |
No Charge |
| First replacement ATM/debit card |
FREE |
| Additional replacement ATM/debit cards |
$10.00 each |
| Point of sale purchases transacted by ATM/debit card in foreign countries |
2% of the transaction amount in US Dollars |
VISA Credit Cards
| Cash Advance Fee (including overdraft transfer) |
$5.00 each item |
| Late fee |
$35.00 |
| Return check fee |
Up to $26.00 each |
| Replacement credit cards |
$10.00 each |
| Balance transfers |
$10.00 each |
| Statement/draft copies |
$2.00 each |
| Point of sale purchases transacted by credit card in foreign countries |
3% of the transaction amount in US Dollars |
| Payments made by phone |
$5.00 |
Miscellaneous
| Account balance and research |
$25.00 per hour |
| Certified check |
$3.00 each |
| Check cashing fee (if share account balance is less than $100.00 and no other account |
$5.00 each |
| Close share account (within 90 days of opening) |
$25.00 |
| Foreign item collection |
$10.00 per item |
| Garnishments |
Up to $35.00 each |
| Collection items |
$20.00 each |
| Corporate third-party checks |
$3.00 each |
| Inactive checking fee-no activity in 6 months |
$5.00 per month |
| Inactive membership share account-no activity in 12 months, balance less than $100, and no other CUA services |
$5.00 per quarter |
| Invalid address fee |
$5.00 per quarter |
| Mid-month statements |
$1.00 per statement |
| Notary service |
FREE (members only) |
| Returned deposit items |
$10.00 per item |
| Returned loan payments |
$26.00 per item |
| Signature guarantees (members only) |
FREE |
| Statement copies |
$1.00 per statement |
| Expedited mailing fee |
Up to $26.00 |