If there are issues using a screen reader on this site, please call 316-219-5197 during normal business hours. Account inquiries and access are available 24 hours a day, seven days a week by using our Automated Phone Teller feature. Please call 316-265-3272 and press option 1 to access your account by Automated Phone Teller.
Jump to main content

Commercial Fee Schedule

Fees Effective 01.02.2018

Checking Services
Business Simple Checking
Monthly service fee $5.00
First 100 withdrawals and deposited items per month FREE
Over 100 withdrawals and deposited items per month $.25 per withdrawal or item
Business Simple Interest Checking
Minimum average daily balance to earn dividends $1,500.00
Monthly Service fee $7.50
First 100 withdrawals and deposited items per month FREE
Over 100 withdrawals and deposited items per month $.25 per withdrawal or item
Insufficient Funds Paid/Returned
Per item (max 5 per day) $26.00 each
Overdraft Transfers
Overdraft transfer from business share $5.00 per transfer
Overdraft transfer from VISA credit card $5.00 cash advance fee and $5.00 per transfer
Stop Payment
Per check/ACH $26.00 each
Check Copies
Per check copy $1.00 each
Account to Account (A2A) Transfers
Incoming to CUA FREE
Outbound from CUA FREE
Wire Transfers
Domestic $20.00
Business Simple Shares
Minimum balance to open $25.00
Balance below $25.00 $2.00 per quarter
Business Liquidity Plus
Minimum balance to open and earn dividends $2,500.00
Monthly service fee if balance falls below $2,500 during the month $10.00 per month
Withdrawal within first 90 days $10.00 fee
Individual Retirement Accounts (IRAs)
IRA closed account fee (closed within first 90 days) $30.00 fee
IRA early withdrawal fee (withdrawal within first 90 days) $10.00 fee
Safe Deposit Boxes
Charged annually in January, pro-rated by month if opened later, no refund on partial year use
D” x W” x L”  
2 x 5 x 21 $15.00
3 x 5 x 21 $25.00
5 x 5 x 21 $30.00
3 x 10 x 21 $35.00
5 x 10 x 21 $50.00
10 x 10 x 21 $75.00
Replacement Key $10.00 per key
Drill lock and replacement key $120.00
Business Online Banking
Bill Payment Fee $0.55 each
Wire Set-Up Fee (one time only) $50.00
Outgoing Wire Fee $20.00 each
ACH Set-Up Fee (one time only) $50.00
ACH monthly Fee $10.00
ACH per item Fee $0.10
eServices & Debit Cards
CUA-owned ATMs/CO-OP ATMs No surcharge
Transactions in excess of four (4) per month at non-CUA ATMs $1.00 per item (fees may be charged by the ATM owner)
First replacement ATM/debit card FREE
Additional replacement ATM/debit cards $10.00 each
Point of sale purchases transacted by ATM/debit card in foreign countries 2% of the transaction amount in US Dollars
ATM card on savings account $6.00 per year, $1.00 per transaction
VISA Credit Cards
Cash Advance Fee (including overdraft transfer) $5.00 each item
Late fee $25.00
Return check fee Up to $26.00 each
Replacement credit cards $10.00 each
Balance transfers $10.00 each
Statement/draft copies $2.00 each
Point of sale purchases transacted by credit card in foreign countries 3% of the transaction amoun in US Dollars
Payments made by phone $10.00
Account balance and research $25.00 per hour
Certified check $3.00 each
Check cashing fee (if share account balance is less than $100.00 and no other account $5.00 each
Close share account (within 90 days of opening) $25.00
Foreign item collection $10.00 per item
Garnishments Up to $35.00 each
Collection items $20.00 each
Corporate third-party checks $3.00 each
Inactive checking fee-no activity in 6 months $5.00 per month
Inactive membership share account-no activity in 12 months, balance less than $100, and no other CUA services $5.00 per quarter
Invalid address fee $5.00 per quarter
Mid-month statements $1.00 per statement
Notary service FREE (members only)
Returned deposit items $10.00 per item
Returned loan payments  $26.00 per item
Signature guarantees (members only) FREE
Statement copies $1.00 per statement
Expedited mailing fee Up to $26.00