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Educators

Credit Union of America’s purpose from the beginning has been to serve teachers. We always have exclusive offers, loans, and grants available for educators to thank you for what you do in our community.

Checking Account Offer

$2001 for Opening a Checking Account

Educators receive $200 when opening their first Credit Union of America (CUA) checking account. Look forward to your payment 30 days after your first direct deposit.

New to CUA

Open a Core Account

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TGIF Grant

Credit Union of America is committed to empowering educators like you to enhance the educational process. That's why we offer the Teach, Grow, and Inspire the Future (TGIF) Grants, a financial aid program designed to support your efforts in supplementing the regular curriculum with special activities. 

A task force of Credit Union of America employees and volunteers review applications to identify worthy projects and teachers with a clear vision and allocate funds accordingly.

Apply Now


Guaranteed Teacher Loan

Educators can borrow $2,0002 at 6.99% APR3. Payments are $120 for 19 months. Teaching certificate and proof of employment required.

Apply Now


Auto Loan Discount

We want to repay you for your contribution to the communities we serve. As a small token of our appreciation, educators may be eligible for up to a 0.50% annual percentage rate discount on auto loans. For terms and eligibility, mention the discount to your loan officer.

Apply For An Auto Loan


Free Appraisals for Educators

CUA will refund the cost of educators' home loan appraisals with a CUA mortgage.4

Apply For A Home Loan  

 

1 $200 checking incentive offer is valid for CUA members working as an educator or in healthcare. One checking incentive per household, minimum $500 direct deposit within 90 days of account opening. Incentives will be rewarded 30 days after direct deposit. Offer subject to change at any time and incentive subject to taxation or penalty with early closure. Annual Percentage Yields (APY) stated as of 06.01.24 and may change after account is opened. APYs available at CUofAmerica.com. Average Daily Balance of $1,000.00 must be maintained to earn dividends. Dividends paid monthly.

2 Maximum $2,000.00 loan.

3 Stated annual percentage rate (APR) includes a discount for CUA checking with direct deposit. Payments are $120 a month for 19 months. Guaranteed teacher loan requires a copy of your current Kansas USD full-time teaching contract, and payroll deduction for loan payment. One guaranteed teacher loan per member at any one point in time. Add-on funding not allowed on guaranteed teacher loans. Part-time teachers and non-teacher workers in the field of education are welcome to apply and must qualify for loan terms. All applicants must qualify for CUA membership and membership must be in good standing. All bankruptcies must be discharged. Subject to change.

4 Home much be owner occupied, primary residence. First mortgage loan type only. Funds equal to the value of home loan appraisal will be refunded after new loan opens.