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Educators Deserve More

Exclusive Offers and Benefits for Educators

Explore exclusive educator offers, savings, and benefits from Credit Union of America.1

 

  • Educator banking rewards hand and cash icon
    Earn Up to $300 With Core Checking2

    Get rewarded for opening your first CUA checking account.

  • Icon depicting educator savings from a balance transfer fee refund
    Balance Transfer Fee Refund

    Move high-interest balances to an eligible CUA credit card and save on upfront costs.3

  • Icon depicting a personal loan for educators with a low rate
    $2,000 Guaranteed
    Educator Loan4

    Borrow a guaranteed $2,000 at 6.99% APR for planned or unexpected expenses.

 

Looking for even more educator benefits? Learn more about all of our offers below, including savings on auto loans, mortgages, classroom support, and more.


TGIF logo for Teach, Grow, and Inspire the Future classroom grants for educators

TGIF Classroom Grants

Teach, Grow, and Inspire the Future (TGIF) Grants from Credit Union of America can provide up to $1,000 to help bring your classroom ideas to life, from supplies and special projects to activities that engage and inspire students.

Apply Now 

Icon depicting discounted baseball tickets for educators

Educator Nights at the Ballpark

Sign up to receive reminders and discount codes for select Thursday night Wichita Wind Surge home games, where you can get up to four tickets for just $3 each.

Sign Up

Icon depicting home loan savings for educators

$1,000 Off Closing Costs5

If eligible, you can receive up to $1,000 off closing costs when financing a home with a CUA mortgage, helping you keep more money on hand for moving, updates, or other expenses that come with settling in.

Apply Now

Icon depicting auto loan discount and rate savings for educators

Auto Loan Discount

Lower your auto loan rate by up to 1.00% APR. With no origination fee, it costs nothing to apply and see how much you could save. For terms and eligibility, mention this discount to your loan officer.

Apply Now

Educator banking rewards hand and cash icon

Earn Up to $300 With Core Checking2

It pays to be an educator when you bank with CUA. Open your first Core Checking account and earn up to $300 in rewards.

  • $100 Amazon e-gift card when you open between May 1 and June 15.
  • $200 bonus 30 days after your first qualifying direct deposit

Already Have a CUA Account?

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Balance Transfer Fee Refund3

Open an eligible CUA credit card or use your existing one to request a balance transfer between May 1 and June 15, and your balance transfer fee will be refunded by statement credit.

It’s a simple way to move debt, reduce upfront costs, and focus more of your money on paying down your balance.

Need a CUA Credit Card?

See Credit Card Options

Already Have a CUA Credit Card?

Request a Balance Transfer

Guaranteed Educator Loan4

When life brings a planned purchase or an unexpected expense, it helps to know you have options. Those working in the field of education can borrow a guaranteed $2,000 at 6.99% APR, with low monthly payments of $120 for 19 months.

Apply Now


 

Image of a teacher giving her student a high five

 

Why Choose Credit Union of America?

  • Affordable — Our member-owned not-for-profit structure means more of our earnings flow back to you in the form of fewer fees, lower rates, and higher dividends.
  • Convenient — Manage your money 24/7 from anywhere using our online banking services and mobile app. Withdraw cash at any of our free ATMs or come into one of our local branches.
  • Comprehensive — We’re a full-service financial services provider, offering everything from basic savings accounts to mortgage loans and long-term investment products. 
  • Community Focused — Like you, we’re driven by a desire to see those around us do better. It’s why we offer high-quality financial products to help people thrive, and why we support local charities and initiatives.
  • Federally Insured — The NCUA insures all our deposit accounts up to $250,000. This extra layer of protection keeps your hard-earned money safe no matter what.

Open a Core Checking   Contact Us


1 Offers require proof of current employment by an accredited Kansas K-12 school district or an accredited Kansas institution of higher learning.

2 Limited-time offer for first CUA core account openings. One offer per household, minimum $500 direct deposit within 90 days of account opening required to qualify. Incentives will be rewarded 30 days after direct deposit. Incentives subject to taxation, offer subject to change. Offer ends June 15, 2026. Annual Percentage Yields (APY) stated as of March 1, 2026, and may change after account is opened. Balances earn APYs as follows: $1,000-$4,999.99 = 0.05%; $5,000-$9,999.99 = 0.10%; $10,000+ = 0.15%. Average Daily Balance of $1,000.00 must be maintained to earn dividends. Dividends paid monthly. Offer valid May 1–June 15.

3 Available to Give Back Platinum and Cash Back cardholders employed in education or healthcare during May 1–June 15, 2026 and August 1–September 15, 2026. Eligible balance transfers are subject to a balance transfer fee, which will be reimbursed by statement credit before the next statement cycle: 3% ($10 minimum) for existing cardholders (accounts open at least 12 months) and 1% ($10 minimum) for new cardholders (accounts open less than 12 months). Limited time offer, subject to change.

4 Stated annual percentage rate (APR) of 6.99% includes a discount for CUA checking with direct deposit, rate is 11.99% APR without. Payments are $120 a month for 19 months with optional loan protection. One guaranteed educator loan per member at any one point in time. Add-on funding not allowed on guaranteed educator loans. All applicants must qualify for CUA membership and membership must be in good standing. All bankruptcies must be discharged. Subject to change.

5 Offer requires proof of current employment by an accredited Kansas K-12 school district or an accredited Kansas institution of higher learning. Home must be owner-occupied, primary residence. First mortgage loan type only. Loan must be funded by CUA. Funds up to $1,000 will be applied at closing. Subject to approval.