Are you a current CUA Visa® Platinum cardholder looking to switch to the Cash Back credit card?
Make the Switch Now
CUA’s Cash Back Visa® credit card sports elite travel benefits and a rewards program that offers points you can redeem for no-black-out-dates airline tickets, merchandise, or 2% cash back on Visa dollars spent on purchases.
For additional features, visit the Visa Signature Card Guide to Benefits. You can also always view the most current VISA Signature Credit Cardholder Agreement.
All fees and charges are subject to change at any time, with proper advance notice.
APR introductory APR for twelve (12) months from account opening.
This APR will vary with the market based Prime Rate.
This APR will vary with the market based on the Prime Rate.
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."
Promotional Period for Introductory APR: The introductory APR for purchases and balance transfers will apply to transactions posted to your account during the first 12 months following the opening of your account. Any existing balances on Credit Union of America loan or credit card accounts are not eligible for the introductory APR for balance transfers.
Loss of Introductory APR: We may end your introductory APR and apply the prevailing APR if you are three (3) billing cycles past due.
Documentation Fee: $2.00 per item.
This disclosure statement is accurate as of 10/01/2022. This information may change after that date. To find out what may have changed, call 316.265.3272 or 800.256.8049, or write to Credit Union of America, P.O. Box 47528, Wichita, KS 67201-7528.
For California Borrowers, the Visa Platinum is a secured credit card. Credit extended under this credit card account is secured by various personal property and money including, but not limited to: (a) any goods you purchase with this account, (b) any shares you specifically pledge as collateral for this account on a separate Pledge of Shares, (c) all shares you have in any individual or joint account with the Credit Union excluding shares in an Individual Retirement Account or in any other account that would lose special tax treatment under state or federal law, and (d) collateral securing other loans you have with the Credit Union excluding dwellings. Notwithstanding the foregoing, you acknowledge and agree that during any periods when you are a covered borrower under the Military Lending Act your credit card will be secured by any specific Pledge of Shares you grant us but will not be secured by all shares you have in any individual or joint account with the Credit Union. For clarity, you will not be deemed a covered borrower if: (i) you establish your credit card account when you are not a covered borrower; or (ii) you cease to be a covered borrower.
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