Take control of your finances when you transfer balances to a CUA Visa® credit card.
Before requesting a balance transfer, please ensure you have:
Please Note: only transfers to non-CUA cards and loans qualify.
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Visa Platinum Card Disclosure
Your CUA Give Back Visa® credit card donates cash to area classrooms, continuing education for healthcare providers, and college bound students through grants and scholarships. Donations are based on a percentage of interest paid to CUA and don’t cost the card holder anything extra.
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For additional features, visit the Visa Guide to Benefits for members and VISA Commercial Guide to Benefits for business members. You can also always view the most current VISA Credit Cardholder Agreement.
All fees and charges are subject to change at any time, with proper advance notice.
How we will calculate your balance: We use a method called "average daily balance (including new purchases)."
Promotional Period for Introductory APR: The introductory APR for purchases and balance transfers will apply to transactions posted to your account during the first 12 months following the opening of your account. Any existing balances on Credit Union of America loan or credit card accounts are not eligible for the introductory APR for balance transfers.
Loss of Introductory APR: We may end your introductory APR and apply the Prevailing APR if you are three (3) billing cycles past due.
Documentation Fee: $2.00 per item.
This disclosure statement is accurate as of 4/1/2025. This information may change after that date. To find out what may have changed, call 316.265.3272 or 800.256.8049, or write to Credit Union of America, P.O. Box 47528, Wichita, KS 67201-7528.
For California Borrowers, the Visa Platinum is a secured credit card. Credit extended under this credit card account is secured by various personal property and money including, but not limited to: (a) any goods you purchase with this account, (b) any shares you specifically pledge as collateral for this account on a separate Pledge of Shares, (c) all shares you have in any individual or joint account with the Credit Union excluding shares in an Individual Retirement Account or in any other account that would lose special tax treatment under state or federal law, and (d) collateral securing other loans you have with the Credit Union excluding dwellings. Notwithstanding the foregoing, you acknowledge and agree that during any periods when you are a covered borrower under the Military Lending Act your credit card will be secured by any specific Pledge of Shares you grant us but will not be secured by all shares you have in any individual or joint account with the Credit Union. For clarity, you will not be deemed a covered borrower if: (i) you establish your credit card account when you are not a covered borrower; or (ii) you cease to be a covered borrower.
To request a balance transfer, you will need the account number and payment address of the creditor. This can be found on a statement or payment coupon.
CUA is hereby authorized to pay off the balance(s) due on the following charge account(s) by issuing the check(s) or electronic payment as indicated and adding the balance to my Credit Union of America VISA Card account (may not exceed CUA VISA Card credit limit). Checks will be issued directly to the creditor(s). The credit union is not responsible for payments which are late or lost in the mail. Rates and Terms for Balance Transfers are located here.
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Refer to VISA Terms and Conditions disclosure and agreement for full details.
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