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Rates

Effective 12/7/2022

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Fixed Rate Mortgages
Length of Term Rate APR*
10 Year Fixed Rate 6.000 6.446%
15 Year Fixed Rate 6.000 6.315%
20 Year Fixed Rate 5.750 5.998%
30 Year Fixed Rate 6.125 6.315%
30 Year Fixed Rate No PMI (Zero Down) 6.625 6.821%
New Build Mortgages
Length of Term Rate APR*
New Construction Fixed Rate 8.000 11.794%
5 Year Lot Loan Fixed Rate 8.000 8.854%
10 Year Lot Loan Fixed Rate 9.000 9.472%
Variable Rate ​Mortgages
Length of Term Rate APR*
5/1 Year ARM 4.750 6.585%
7/1 Year ARM 5.000 6.395%

For government lending product rates (FHA, VA, Rural Development) please call 800.256.8049, Ext. 191.


*Annual Percentage Rate. Rates are subject to change without notice. Rates assume purchase money mortgage, single-family, owner-occupied dwelling with a purchase price of $200,000 and a 20% down payment. Changing these assumptions may change terms. Please contact a loan officer for more information.