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Rates

Effective 7/16/2024

 

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Flexible Rate Mortgages (FRM)
Length of Term Rate APR*
5/1 FRM 5.625 7.059%
7/1 FRM 5.875 6.942%
Government Mortgages
Length of Term Rate APR**
30 Year FHA 6.250 7.093%
30 Year VA 6.250 6.372%
Fixed Rate Mortgages
Length of Term Rate APR*
10 Year Fixed Rate 6.375 6.824%
15 Year Fixed Rate 6.500 6.820%
20 Year Fixed Rate 6.125 6.377%
30 Year Fixed Rate 6.625 6.821%
30 Year Fixed Rate No PMI (Zero Down) 7.000 7.327%
New Build Mortgages
Length of Term Rate APR*
New Construction Fixed Rate 9.500 13.308%
5 Year Lot Loan Fixed Rate 9.500 10.366%
10 Year Lot Loan Fixed Rate 10.500 10.986%

*Annual Percentage Rate. Rates are subject to change without notice. Rates assume purchase money mortgage, single-family, owner-occupied dwelling with a purchase price of $200,000 and a 20% down payment. Changing these assumptions may change terms. Please contact a loan officer for more information.

**Annual Percentage Rate. Rates are subject to change without notice. Rates assume purchase money mortgage, single-family, owner-occupied dwelling with a purchase price of $200,000 and a 3.5% down payment. Changing these assumptions may change terms. Please contact a loan officer for more information.