Credit Union of America - Rates | Credit Union of America

Effective 10/4/2024 11:28:41 AM

**Flexible Rate Mortgages (FRM)**
Length of Term	Rate	APR*
5/1 FRM	5.250	6.342%
7/1 FRM	5.500	6.176%

**Government Mortgages**
Length of Term	Rate	APR***
30 Year FHA		6.454%
30 Year VA		5.740%

**Fixed Rate Mortgages**
Length of Term	Rate	APR*
10 Year Fixed Rate	5.875	6.068%
15 Year Fixed Rate	6.000	6.063%
20 Year Fixed Rate	6.000	5.872%
30 Year Fixed Rate	6.250	6.315%
30 Year Fixed Rate No PMI (Zero Down)	6.750	6.821%

**New Build Mortgages**
Length of Term	Rate	APR*
New Construction Fixed Rate	9.000	12.803%
5 Year Lot Loan Fixed Rate	9.000	9.862%
10 Year Lot Loan Fixed Rate	10.000	10.481%

*Annual Percentage Rate. Rates are subject to change without notice. Rates assume purchase money mortgage, single-family, owner-occupied dwelling with a purchase price of $200,000 and a 20% down payment. Changing these assumptions may change terms. Please contact a loan officer for more information.

***Annual Percentage Rate. Rates are subject to change without notice. Rates assume purchase money mortgage, single-family, owner-occupied dwelling with a purchase price of $200,000 and a 3.5% down payment. Changing these assumptions may change terms. Please contact a loan officer for more information.