Credit Union of America - Rates | Credit Union of America

Effective 10/21/2024 4:45:24 PM

**Flexible Rate Mortgages (FRM)**
Length of Term	Rate	APR*
5/1 FRM	5.625	6.586%
7/1 FRM	5.875	6.555%

**Government Mortgages**
Length of Term	Rate	APR**
30 Year FHA	6.125	6.954%
30 Year VA	6.125	6.236%

**Fixed Rate Mortgages**
Length of Term	Rate	APR*
10 Year Fixed Rate	6.125	6.406%
15 Year Fixed Rate	6.250	6.450%
20 Year Fixed Rate	6.500	6.662%
30 Year Fixed Rate	6.750	6.876%
30 Year Fixed Rate No PMI (Zero Down)	7.000	7.327%

**New Build Mortgages**
Length of Term	Rate	APR*
New Construction Fixed Rate	9.000	12.803%
5 Year Lot Loan Fixed Rate	9.000	9.862%
10 Year Lot Loan Fixed Rate	10.000	10.481%

*Annual Percentage Rate. Rates are subject to change without notice. Rates assume purchase money mortgage, single-family, owner-occupied dwelling with a purchase price of $200,000 and a 20% down payment. Changing these assumptions may change terms. Please contact a loan officer for more information.

***Annual Percentage Rate. Rates are subject to change without notice. Rates assume purchase money mortgage, single-family, owner-occupied dwelling with a purchase price of $200,000 and a 3.5% down payment. Changing these assumptions may change terms. Please contact a loan officer for more information.