Effective 2/27/2026 10:32:24 AM
The information provided is for informational purposes only and subject to change for the purchase of single-family, owner-occupied residences. Based on a FICO score of 780. Loans above 80% LTV subject to mortgage insurance approval unless otherwise stated. Estimated payments include principal and interest only; real estate taxes, hazard insurance, flood insurance, and mortgage insurance have been excluded and, if applicable, would result in a higher payment. Rates, terms, and conditions are subject to change without notice. Contact a Mortgage Loan Officer for more information.
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Flexible Rate Mortgages (FRM)
| Length of Term |
Rate |
APR* |
Down Payment |
Payment |
Loan Amount |
LTV |
| 5/1 FRM |
4.875 |
5.864% |
20% |
$1,058.42 |
$200,000.00 |
80% |
| 7/1 FRM |
5.125 |
5.828% |
20% |
$1,088.97 |
$200,000.00 |
80% |
Government Mortgages
| Length of Term |
Rate |
APR* |
Down Payment |
Payment |
Loan Amount |
LTV |
| 30 Year FHA |
5.500 |
6.316% |
3.50% |
$1,369.79 |
$241,250.00 |
96.50% |
| 30 Year VA1 |
5.500 |
5.603% |
0.00% |
$1,419.47 |
$250,000.00 |
100.00% |
Fixed Rate Mortgages
| Length of Term |
Rate |
APR* |
Down Payment |
Payment |
Loan Amount |
LTV |
| 10 Year Fixed Rate |
5.625 |
5.898% |
20% |
$2,182.93 |
$200,000.00 |
80% |
| 15 Year Fixed Rate |
5.625 |
5.817% |
20% |
$1,647.46 |
$200,000.00 |
80% |
| 20 Year Fixed Rate |
5.625 |
5.777% |
20% |
$1,389.93 |
$200,000.00 |
80% |
| 30 Year Fixed Rate |
5.875 |
5.991% |
20% |
$1,183.08 |
$200,000.00 |
80% |
| 30 Year Fixed Rate No PMI (Zero Down)1 |
6.375 |
6.529% |
0% |
$1,247.74 |
$200,000.00 |
100% |
New Build Mortgages
| Length of Term |
Rate |
APR* |
Down Payment |
Payment |
Loan Amount |
LTV |
| New Construction Fixed Rate |
7.750 |
9.248% |
20% |
$1,614.58 |
$250,000.00 |
80% |
| 5 Year Lot Loan Fixed Rate |
7.750 |
8.915% |
30% |
$1,410.99 |
$70,000.00 |
70% |
| 10 Year Lot Loan Fixed Rate |
8.750 |
9.392% |
30% |
$877.29 |
$70,000.00 |
70% |