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Mortgage Loan Rates

Effective 9/24/2026 10:49:59 AM

The information provided is for informational purposes only and subject to change for the purchase of single-family, owner-occupied residences. Based on a FICO score of 780. Loans above 80% LTV subject to mortgage insurance approval unless otherwise stated. Estimated payments include principal and interest only; real estate taxes, hazard insurance, flood insurance, and mortgage insurance have been excluded and, if applicable, would result in a higher payment. Rates, terms, and conditions are subject to change without notice. Contact a Mortgage Loan Officer for more information.

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Flexible Rate Mortgages (FRM)
Length of Term Rate APR* Down Payment Payment Loan Amount LTV
5/1 FRM 6.375 6.997% 20% $1,247.74 $200,000.00 80%
7/1 FRM 6.625 7.034% 20% $1,280.62 $200,000.00 80%
Government Mortgages
Length of Term Rate APR* Down Payment Payment Loan Amount LTV
30 Year FHA 7.000 7.849% 3.50% $1,605.04 $241,250.00 96.50%
30 Year VA1 7.000 7.119% 0.00% $1,663.26 $250,000.00 100.00%
Fixed Rate Mortgages
Length of Term Rate APR* Down Payment Payment Loan Amount LTV
10 Year Fixed Rate 7.000 7.294% 20% $2,322.17 $200,000.00 80%
15 Year Fixed Rate 6.875 7.083% 20% $1,783.71 $200,000.00 80%
20 Year Fixed Rate 7.375 7.548% 20% $1,595.93 $200,000.00 80%
30 Year Fixed Rate 7.375 7.509% 20% $1,381.35 $200,000.00 80%
30 Year Fixed Rate No PMI (Zero Down)1 7.875 8.044% 0% $1,450.14 $200,000.00 100%
New Build Mortgages
Length of Term Rate APR* Down Payment Payment Loan Amount LTV
New Construction Fixed Rate 8.000 9.498% 20% $1,666.67 $250,000.00 80%
5 Year Lot Loan Fixed Rate 8.000 9.168% 30% $1,419.35 $70,000.00 70%
10 Year Lot Loan Fixed Rate 9.000 9.646% 30% $886.73 $70,000.00 70%
Jumbo Mortgage Loans
Length of Term Rate/APR* Minimum Loan Amount
Fixed Rate

 

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5/1 FRM (Flexible Rate Mortgage) 
7/1 FRM (Flexible Rate Mortgage) 

* Annual Percentage Rate

1 Mortgage insurance not required.