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Balance Boost Calculator

At CUA we try to find ways to help our members save money and we've got just the product for that - the Balance Boost Money Market. Check out the great benefits of this unique, reverse tiered account and calculate your earnings below. Also available for youth!

Compare Rates 

  • Earns the highest rate with as little as $100 to open
  • Interest paid on all balances
  • The lowest balance tier earns the highest rate
  • Balances in each tier are paid the corresponding rate, resulting in a "blended rate" that maximizes your earnings
  • Federally insured by NCUA

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Money Market - Balance Boost $100 Minimum to Open
Balance Range * Nominal Rate Yield/APY ** Dividends Paid
$0.01 to $2,500.00 1.98% 2.00% monthly
$2,500.01 to $5,000.00 0.75% 0.75% monthly
$5,000.01 to $15,000.00 0.45% 0.45% monthly
$15,000.01 to $25,000.00 0.40% 0.40% monthly
$25,000.01 to $50,000.00 0.35% 0.35% monthly
$50,000.01 or more 0.30% 0.30% monthly
Interest is paid at tier rates on balances within each tier. Total interest paid is the sum from each tier. 

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Interest is paid at tier rates on balances within each tier. Total interest paid is the sum from each tier. “Blended APY” assumes a balance is held in the account for one year. Withdrawing funds before one year will result in a different realized rate.
*Annual Percentage Yields (APY) stated as of 4.1.21 and may change after account is opened. Minimum balance to open is $100. Maintenance fees, if any, may reduce earnings on the account. Balances earn APYs as follows: < $2,500.01 = 2.00%; $2,500.01-$5,000 = 0.75%; $5,000.01-$15,000 = 0.45%; $15,000.01-$25,000 = 0.40%; $25,000.01-$50,000 = 0.35%; $50,000+ = 0.30%. Federally insured by NCUA