Skip to main content

Rural Development Loan

Mortgages & Home Loans

Are you buying a home in an area that’s part of the United States Department of Agriculture’s Rural Development Program? This loan makes it easy to do so with a low interest rate and no down payment.

Get Started    View Rates



Product Details

USDA loans are government-backed loans that can help you buy a home in a suburban or rural area. USDA loans don't require a down payment with a qualifying credit score. The home you want to buy must also be in an eligible rural area; you can check your potential home's eligibility on the USDA website. As an added perk, CUA will refund the cost of your loan appraisal!*


*Credit Union of America will refund the cost of a government-backed loan appraisal once the loan is funded. Subject to change. 

Make a Payment

Making loan payments at CUA is easy with several convenient, flexible payment options, including both electronic and physical forms of payment.

Explore Options