Mortgages & Home Loans
Are you buying a home in an area that’s part of the United States Department of Agriculture’s Rural Development Program? This loan makes it easy to do so with a low interest rate and no down payment.
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USDA loans are government-backed loans that can help you buy a home in a suburban or rural area. USDA loans don't require a down payment with a qualifying credit score. The home you want to buy must also be in an eligible rural area; you can check your potential home's eligibility on the USDA website. As an added perk, CUA will refund the cost of your loan appraisal!*
*Credit Union of America will refund the cost of a government-backed loan appraisal once the loan is funded. Subject to change.
Making loan payments at CUA is easy with several convenient, flexible payment options, including both electronic and physical forms of payment.
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