Here's How It'll Go
Starting Off
Start by
visiting us in person or
applying online. We'll ask you some questions about your home, expenses, and income and request a bit more documentation. Then, we'll take it under review and get back to you within a few days. If all goes well, we'll finalize your plan and if you're transferring an existing HELOC, we'll even help you close up at your other institution. That's it! You'll only pay a 1% origination fee, and we'll cover all other processing cost.** You could be all set up in a few short weeks!
Then What?
We'll continue making it as easy as possible to get the financing you need and you'll be able to borrow up to 100% of the value of your home. HELOC rates are as low as 3.50% APR*. That rate will change twice a year and never more than 1% per adjustment, so you'll always know what to expect. It will never increase more than 5% from your original rate.
And finally...
Open a HELOC March 8 - April 30 and you'll receive a $100 Lowe's gift card! It's our gift to you so you can start that DIY project you've been eyeing or stock up for that big reno you've been dreaming of. Your gift card will be sent via email by May 10, 2021. Valid email address required.
Check Out Our Rates
Types |
APR* As Low As** |
Special Requirements |
1st or 2nd Mortgage
|
3.50%
|
144 month
maximum/variable
|
Apply Now
Or call 800.256.8049