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Home Equity Line of Credit


Start your next project today with the equity you've already built up.


Apply for a home equity line of credit and have access to funds that can be used for just about anything. Interest is only paid on the balance owed and a new loan application isn’t required when the balance is paid down. It may also provide a tax deduction benefit – talk to your personal tax adviser for more details.
 
Apply For a HELOC

 

*Rates based on less than 80% loan to value. Rates stated are variable and can change semi-annually on the first day of January and July. The rate cannot increase or decrease more than 1 percentage point per adjustment and no more than 5 percentage points above the initial rate or the maximum permitted by law, whichever is less. Loans up to $150,000. Origination fee of 1.00%, with additional fees for appraisal and/or title property if required for loan qualification. Rate adjustments occur twice a year and are based on Wall Street Journal Prime Rate + 0.25%. Annual percentage rate will never go below 3.50% at any time.