CUA's Adjustable-Rate Mortgages are home loans with an initial low interest rate that can change after a period of time. Generally, the initial interest rate is lower than that of a comparable fixed-rate mortgage. After the initial period ends, interest rates — and your monthly payments — can go lower or higher. This is an ideal loan for those who want a low initial payment and the benefits of both a Fixed and Adjustable-Rate product. Maximize your buying power with a 5/1 or 7/1 ARM today!
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*Purchase/Refinance mortgage is an adjustable rate, with a 30-year repayment. Annual percentage rate (APR) as of 05/25/2022 is 5.247% and subject to change. Example: $250,000 loan at 4.00% interest rate equals $1,193.54 monthly payment. Taxes, insurance, and mortgage insurance are not included; actual payments may be greater. 15-year, 20-year, and 30-year fixed-rate products available. Minimum loan amount of $100,000 and maximum loan amount of $1,500,000. Minimum FICO® score of 680 required for financing. Property types allowed include single-family residences and owner-occupied only. No second homes or rentals. Mandatory escrow for all loans over 80% LTV. Based on a 45-day lock.
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