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High-Yield Savings Account

Savings Accounts

Grow your savings faster without locking your money away in a Share Certificate. Our High-Yield Savings Account offers high interest rates of up to 3.25% APY3 while letting you make withdrawals as needed. Ready to start saving smarter? Open a High-Yield Savings Account today!

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Benefits of a High-Yield Savings Account (HYSA)

  • Get a Strong Start - Open your account with as little as $100, making it easier to get started and build momentum toward a stronger financial future.
  • Grow Your Savings Faster- Earn more with a competitive rate of up to 3.25% APY, helping your savings grow steadily over time so you can reach your goals sooner without changing your habits.
  • Keep More of What You Earn- With no monthly fees with eStatements, more of your money stays right where it belongs, working for you in your account.
  • Support Your Community- When you bank with us, your money stays local, helping support businesses and strengthen the Wichita community.
  • Feel Secure Every Step of the Way- Your deposits are federally insured by the National Credit Union Administration (NCUA) up to $250,000, giving you added peace of mind as your savings grow.

What to Expect from Your High-Yield Savings Account

Credit Union of America’s High-Yield Savings Account gives you the best of both worlds—a competitive rate to help your money grow and easy access when you need it. Here’s what you can expect:

  • Earn 3.25% APY on balances up to $50,000
  • Balances over $50,000 earn 0.10% APY
  • Digital-only account—open and manage your High-Yield Savings Account through online and mobile banking
  • No monthly fees* as long as you maintain a $100 balance or account activity at least every 6 months
  • Federally insured by the NCUA up to $250,000 for added peace of mind

Ready to earn more while keeping your money within reach? Open our credit union High-Yield Savings Account today and start making the most of every dollar.

New to CUA

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High-Yield Savings Account Rates $100 minimum to open
Balance Range1 Nominal Rate/APY*
$0.01 to $50,000.00 3.20% / 3.25%
$50,000.01 or more 0.10% / 0.10%

High-Yield Savings Account Rates Effective 5.4.2026

* APY = Annual Percentage Yields listed are subject to change without notice. Fees may reduce earnings.

1 Average daily balance of $100 must be maintained to earn dividends. Dividends paid monthly.

2 No monthly service charge when enrolled in free eStatements. Mailed statements incur a $5.00 monthly charge. A $5.00 monthly fee applies if the month-end balance is less than $100 and there has been no account activity in over six months

Opening a High-Yield Savings Account is Easy

  1. Complete our online application - Fill out our secure online application to open your High-Yield Savings Account in just a few minutes.
  2. Fund your account - Make an initial deposit of $100 or more to get started and activate your account.
  3. Watch your money grow - Once your account is open, your money will start earning interest. Make additional deposits anytime and access your funds when you need them.

New to CUA

Open a High-Yield Savings Account

Already have an account?

Log In

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