Enjoy convenient payments and deposits with a secure Credit Union of America (CUA) checking account and even earn simple interest on your balance.

Open an Account

 

 

Business Simple Interest Checking  $100 minimum to open

Balance Range1	Nominal Rate/APY*
$0.00 to $1,499.00	0.00% / 0.00%
$1,500.00 or more	0.07% / 0.07%

Business Simple Interest Checking Rates Effective 5.5.2026

Business products can only be opened in branch.

^* APY = annual percentage yield

¹ Average daily balance of $1,500 must be maintained to earn dividends. Dividends paid monthly.

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Product Details

All CUA checking accounts feature:

• $100 minimum to open
• Online and mobile banking
• Same-day debit cards
• Loan discounts
• Electronic bill pay
• SnapCheck remote deposit
• Access to 30,000+ no surcharge ATMs and 4 free non-CUA ATM transactions each month (Surcharges may apply from the ATM owner.)

Business Checking Solutions	Business Simple Checking	Business Simple Interest Checking
Free eStatements Up to 16 months archived history	Required	Yes
Minimum Balance	None	$1,500 avg. daily balance to earn dividends
Monthly Maintenance Fee	$5.00	$7.50 monthly
Deposit to open	$100	$100
Free transactions	First 100, no charge Over 100 - $.25 per withdrawal or item	First 100, no charge Over 100 - $.25 per withdrawal or item
Dividend/Interest Bearing	Not available	Paid monthly on average daily balances of $1,500 or more

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Ready to get started?

Open an Account