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About Us

What is a Credit Union?

  • A credit union is a group of people (identified as members) formed around a common bond such as employment type/employer, geographic area or a specific interest.
  • Credit unions are “not-for-profit” and our net income after expenses is returned to our members in the form of dividends (interest) and/or new financial services, technology, branches, etc. At a for-profit bank the income is returned to a small group of stockholders.


Headquartered in Wichita, Kansas, Credit Union of America was officially chartered on March 6, 1935 as the “Wichita City Teachers Credit Union.” In 1974 our name officially changed to Credit Union of America to reflect a membership that is now open to members across the country.

Who Can Join CUA?

  • Employed in the field of education in the state of Kansas
  • Retired from the field of education in the state of Kansas
  • Work for a CUA Employer Partner
  • Be a family member of an existing CUA member
  • Resident, employee or paid in the following counties: Barber, Barton, Butler, Chase, Clark, Clay, Cloud, Comanche, Cowley, Dickenson, Edwards, Ellis, Ellsworth, Ford, Geary, Harper, Harvey, Hodgeman, Kingman, Kiowa, Lincoln, Lyon, Marion,  McPherson, Mitchell, Morris, Osborne, Ottawa, Pawnee, Pratt, Reno, Rice, Rooks, Russell, Rush, Saline, Sedgwick, Stafford, Sumner or Wabaunsee. 
  • Any non-profit, small business, organization, trust or custodial account whose signatory would otherwise be eligible for membership by the criteria above.
  • As a member of the American Consumer Council (ACC) membership can be completed at CUA for no additional cost.

Volunteers/Board of Directors

CUA’s Board of Directors and Supervisory Committee are comprised of members who volunteer to guide CUA’s staff. These volunteers are elected by the membership on a yearly basis with three-year terms. Their role is to set general direction and policy to ensure that the credit union is well managed, in compliance with regulatory requirements and financially secure.

Charitable Causes

  • CUA’s charity of choice is Children’s Miracle Network Hospitals, which provides financial assistance to Kansas families, barring household income. Major fundraisers include an annual golf tournament and monthly employee jean days.
  • In addition to grant money for teachers and scholarship money for students and nurses, CUA supports a variety of charitable and community efforts throughout the year with donation drives, sponsorships and volunteer support in our local communities.

Financial Literacy

Speaker Requests

CUA speakers are available by appointment for presentations on financial topics. Topics include budgeting, interest, savings and payment methods and can be adapted to fit most requests.

Request a Speaker

Grants & Scholarships

Apply to win funds from Credit Union of America for teacher grants, student scholarships or nursing continued education. Last year we gave over $28,000 to these programs.

TGIF Application John Michener Scholarship Nurse Scholarship Application

TGIF Winner Kylee Flaherty
Kylee Flaherty, a teacher at Heusner Elementary School in Salina, received a $250 grant to purchase books for struggling readers

Nurse Scholarship Winner Courtney Campbell

Courtney Campbell, LPN at Via Christi Hospital – St. Francis was awarded a $500 scholarship to pursue her RN degree at Wichita Area Technical College

2017 Student Scholarship Winners

Eight students received John Michener Scholarships for the 2017-2018 school year. Recipients were recognized at a banquet in their honor on Tuesday, May 16th, 2017.

Tools and Resources


Use our calculators to help plan your budgets and expenses. Figure out how much interest you’d earn on the money you’d put in a certificate or calculate what type of loan works best for your needs.

Calculate It

Money Management Resources

CUA partners with GreenPath to offer members financial literacy tools and debt management counseling services. GreenPath also offers money management webinars live on Wednesdays.

BudgetSmart GreenPath CheckRight

Credit Scores

Creditors look at your credit score to determine how much risk they are taking in lending you money. The higher your score, the lower your risk and that means you will likely receive better loan rates. It’s a good idea to check your credit score once or twice a year for accuracy. Visit annualcreditreport.com for free credit reports every 12 months from TransUnion, Equifax and Experian and to learn how to maximize your credit rating.

Request a Credit Report

Get Help From CUA

Loan officers in Wichita, Salina and Great Bend can meet with you to discuss your loans and make recommendations. Retirement and Investment Services staff are also available to provide advice on investment decisions.