Checking Account
Connect your friends to better checking with Credit Union of America's Core Account.
Every referral earns rewards! When a new friend opens an account, $50 is deposited for each of you.1 Retrieve your code to share in to digital banking today!
Sign In to Digital Banking
You may also email us for your unique referral code to share with friends. Because we customize your code, this may take up to a day to arrive.
Have a checking account? Sign in to digital banking and locate your unique code under "Checking Account Details". Haven't opened a checking yet? Email us to let us know you're interested in referring a friend, and we'll send you an email to share with them.
Copy and share your unique code with your friend! That's what they will use to open their account.
After your friend opens their new Core Account, $50 will be deposited into your account. Your friend can expect $50 too!
Keep referring your friends, and you'll receive a $50 bonus for each one who joins, up to ten times!
If your friends want more details before opening an account, you can direct them to the Core Account page or call out some of these key features:
Your rewards will be deposited directly into your account after your friend's new account is officially opened. The rewards will automatically appear in their account as well.
When a friend uses the personalized code shared with you via email, we will be able to trace their sign-up back to your account and reward you each accordingly.
Payout limit is $500 per member, per lifetime. You can refer an unlimited number of people, but can only be paid ten bonuses. The people you refer can still collect their $50, even above the maximum ten referrals!
1 For both parties to receive the $50 referral bonus, the referred will (1) be age 18 or older, (2) open their first CUA Core Checking Account with a minimum initial deposit of $100 for at least 30 days, (3) present a valid referral code at account opening, (4) be a Kansas resident, and (5) have or open a Credit Union of America membership in good standing. $50 will be awarded within 60 days of referred checking account opening. Fees may reduce earnings on the account. Payout limit is $500 per member, per lifetime (ten $50 bonuses); referred individuals may still receive their $50 even if the referring member has reached the limit. Bonuses may be reportable to the recipient and IRS. Credit Union of America employees and volunteers are not eligible. We reserve the right to disqualify referrals or change or end this offer at any time. Any cancellation or modification will not affect bonuses for accounts already opened that have not yet met the thirty (30) day requirement. Due to account privacy restrictions, CUA cannot disclose information about qualifying accounts. Other terms and conditions may apply. Annual Percentage Yields (APY) stated as of 12.01.25 and may change after account opening; balances earn APYs as follows: $1,000–$4,999.99 = 0.05%, $5,000–$9,999.99 = 0.10%, $10,000+ = 0.15%.
2 EarlyPay direct deposits ACH funds into your deposit accounts up to two days early, depending on the timing of the submission of the payment from the payer. Funds availability may be affected by holidays and weekends.
3 Average daily balance of $1,000.00 must be maintained to earn dividends. Dividends paid monthly.
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