Add-On & Bump-Up Certificates

Account	Min. to Open	Nominal Rate/APY*
Save to Win® Add-on1	$25.00	3.69% / 3.75%
1-Year Add-on2	$100.00	3.69% / 3.75%
30-Month Bump3	$2,500.00	2.96% / 3.00%

Certificate of Deposit Rates Effective 3.24.2026

* APY = Annual Percentage Yields listed are subject to change without notice. Minimum deposits may be required. Penalties may apply for early withdrawal. Fees may reduce earnings. Dividends paid monthly. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.

¹ $25 penalty for first early withdrawal during certificate term. After second withdrawal certificate will be closed and member must wait six months to reopen. Limit one Save to Win® certificate per primary member SSN. Minimum amount to add on $10. Dividends paid monthly. See official rules for full details.

² Minimum to add on $10.

³ Eligible for one rate bump to the 24-month rate during the term.