Choose from three account types, each with flexible features and unique benefits.
Learn More View RatesOpen an AccountYouth Checking Quiz
$100 opening balance, online and mobile banking, same-day debit cards, loan discounts, electronic bill pay, SnapCheck remote deposit, access to 30,000+ no surcharge ATMs, overdraft protection and 4 free non-CUA ATM transactions each month (surcharges may apply from the ATM owner)
Fee of $5.95/month if at least one requirement is not met
Fee of $2.95 per month if all requirements not met (waived for youth)
CUA’s EMV chip debit cards are more secure and easy to use.
Learn More Tips for Card Disputes
Use CUA debit cards anywhere VISA is accepted, either with a PIN or signature. Both transaction types are deducted from your checking account. Withdraw up to $1,000 daily from ATMs or request cash back on merchant purchases.
Our debit cards have EMV chips to make your purchases more secure, and we offer CardLoc through online banking, which allows you to set daily spending limits and ATM withdrawal amounts as well as lock your card from being used if it’s been misplaced or stolen.
Debit cards are also available for businesses! Get ATM and point-of-sale access to your business checking and utilize online banking for CardLoc features.
Disputing a Charge Locations and ATMs CUA Perks