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If there are issues using a screen reader on this site, please call 316-219-5197 during normal business hours. Account inquiries and access are available 24 hours a day, seven days a week by using our Automated Phone Teller feature. Please call 316-265-3272 and press option 1 to access your account by Automated Phone Teller.

Checking

Find a new favorite! Free Checking that earns interest and more.

Open a Checking Account
Compare Interest Rates
Order Checks
Youth Checking Quiz

 

Free Core Account

All your day-to-day checking needs, together in one totally free, interest-bearing account. 

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Free Core Account

Pay, spend, and earn with CUA's FREE checking account. 

Open with just $100  and access all the features below!

Open Today!

Pay. Spend. Earn.
  • Free transfers between financial institutions
  • Full access to CUA mobile banking
     
  • Free, unlimited bill pay
  • No minimum balance
     
  • Same-day debit cards
     
  • Unlimited check writing
     
  • Mobile Wallet
     
  • No ATM fees from CUA*
     
  • No monthly requirements
  • No maintenance fees
     
  • CUA Perks debit card rewards
  • Interest-bearing with a minimum average balance of $1,000
     
  • Loan discounts with direct deposit
     
  • NCUA Insured

Connect all your accounts with the CUA Mobile Banking app. 

  • SnapCheck mobile deposit
  • Mobile Bill pay and eStatements
  • CardLoc - lock a lost or stolen debit card
  • Instantly check your balance with Snapshot
  • Open new accounts on the go

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*We will not charge a fee for foreign ATM usage. A surcharge may apply from the ATM owner.

VISA Debit Cards

CUA’s EMV chip debit cards are more secure and easy to use.

Tips for Card Disputes

VISA Debit Cards

Use CUA debit cards anywhere VISA is accepted, either with a PIN or signature. Both transaction types are deducted from your checking account. Withdraw up to $1,000 daily from ATMs or request cash back on merchant purchases.

Our debit cards have EMV chips to make your purchases more secure, and we offer CardLoc through online banking, which allows you to set daily spending limits and ATM withdrawal amounts as well as lock your card from being used if it’s been misplaced or stolen.

Debit cards are also available for businesses! Get ATM and point-of-sale access to your business checking and utilize online banking for CardLoc features.

Disputing a Charge Locations and ATMs CUA Perks