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If there are issues using a screen reader on this site, please call 316-219-5197 during normal business hours. Account inquiries and access are available 24 hours a day, seven days a week by using our Automated Phone Teller feature. Please call 316-265-3272 and press option 1 to access your account by Automated Phone Teller.

Free Core Account

Pay, spend, and earn with CUA's FREE checking account. 

Open with just $100  and access all the features below!

Open Today!

Pay. Spend. Earn.
  • Free transfers between financial institutions
  • Full access to CUA mobile banking
  • Free, unlimited bill pay
  • No minimum balance
  • Same-day debit cards
  • Unlimited check writing
  • Mobile Wallet
  • No ATM fees from CUA*
  • No monthly requirements
  • No maintenance fees
  • CUA Perks debit card rewards
  • Interest-bearing with a minimum average balance of $1,000
  • Loan discounts with direct deposit
  • NCUA Insured

Connect all your accounts with the CUA Mobile Banking app. 

  • SnapCheck mobile deposit
  • Mobile Bill pay and eStatements
  • Instantly check your balance with Snapshot
  • Open new accounts on the go

View Rates

*We will not charge a fee for foreign ATM usage. A surcharge may apply from the ATM owner.

VISA Debit Cards

Use CUA debit cards anywhere VISA is accepted, either with a PIN or signature. Both transaction types are deducted from your checking account. Withdraw up to $1,000 daily from ATMs or request cash back on merchant purchases.

Debit cards are also available for businesses! Get ATM and point-of-sale access to your business checking.

Disputing a Charge Locations and ATMs CUA Perks