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Checking Account Rates

Effective 2/1/2023

At Credit Union of America, we reward you with competitive dividends on the everyday cash in your checking account.

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Checking Account Interest Rates

Core Account $100 Minimum to Open
Balance Range* Nominal Rate/APY**
$1,000.00 to $4,999.99 0.05% / 0.05%
$5,000.00 to $9,999.99 0.10% / 0.10%
$10,000.00 or more 0.15% / 0.15%

* Average daily balance of $1,000.00 must be maintained to earn dividends. Dividends paid monthly.

** APY = Annual Percentage Yield

For account fees please see fee schedule.


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Checking Account Application Process

  1. Apply Online—Click the link below to apply in just a few minutes.
  2. Fund Your Account—Add or transfer $100 or more to open a CUA account.
  3. Start Spending—Enjoy your new checking account's many benefits and features!