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Conventional Loan

With flexible options such as 10-, 15-, 20-, and 30-year fixed rates, securing a home loan with Credit Union of America is convenient, easy, and friendly. Local loan officers will help you choose the best loan for you!

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Product Details

  • Fixed-rate conventional home loan1
  • Local underwriting and servicing
  • Preapprovals and commitment letters available

 

1 Purchase or refinance mortgage is a fixed rate with 10-year, 15-year, 20-year, and 30-year  repayment options and 20% down. Annual percentage rate (APR) as of 1/2/2026 is 6.244%. Example: A $200,000 loan with 20% down financed at 6.125% interest rate equals a monthly payment of $1,215.22 for 360 months. Taxes and insurance are not included; actual payments may be greater. Other restrictions may apply, for full details speak with a Credit Union of America Loan Officer.