Build your dream home with Credit Union of America's low rate, interest only payments during construction. Our “one stop shop” approves you for the after construction permanent financing with the same initial loan application.
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1 Purchase mortgage is a fixed rate with a 12-month repayment period and 20% down. Annual percentage rate (APR) as of 2/18/2026 is 10.787% based off of a loan of $250,000. Monthly payment is interest only on current balance drawn from loan. Example: A drawn balance of $150,000 at 7.75% interest rate equals a monthly interest-only payment of $968.75, monthly payment to increase as loan balance increases. Taxes and insurance are not included. Other restrictions may apply, for full details speak with a Credit Union of America Loan Officer.
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