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Zero Down No PMI Mortgage

Purchase a home without months of saving. With zero dollars down, nothing is preventing you from receiving a home loan today and paying it off with manageable monthly payments. Fixed rate products include 15-year, 20-year, and 30 year options.1 

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Product Details

  • Fixed-rate conventional home loan
  • Local underwriting and servicing
  • Preapprovals and commitment letters available
  • Minimum loan amount of $80,000 and maximum loan amount of $647,200
  • Single-family residences and owner-occupied properties only
  • Two years at same employer required.

1Purchase mortgage is a fixed rate, with a 30-year repayment. Annual percentage rate (APR) as of 10/13/2023 is 8.339% and subject to change. Example: $150,000 loan at 8.125% interest rate equals $1113.75 monthly payment. Taxes and insurance are not included; actual payments may be greater. 15-year, 20-year, and 30-year fixed-rate products available. Minimum loan amount of $80,000 and maximum loan amount of $715,000. Minimum FICO® score of 700 required for financing. Property types allowed include single-family residences and owner-occupied only. No second homes or rentals. Mandatory escrows for taxes and insurance.

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Making loan payments at CUA is easy with several convenient, flexible payment options, including both electronic and physical forms of payment.

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