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1-Year Certificate

Maximize your returns and enjoy predictable growth with Credit Union of America's 1-Year Certificate! Earn a competitive interest rate paid out in convenient monthly dividends. This secure option is a perfect way to grow your savings towards a long-term goal, like a dream vacation or a down payment on a car.

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Share Certificates $500 Minimum to Open
Account Nominal Rate/APY**
Paid Monthly
3 Month 1.39% / 1.40%
6 Month 1.54% / 1.55%
1 Year 3.69% / 3.75%
18 Month 2.72% / 2.75%
2 Year 3.69% / 3.75%
3 Year 3.44% / 3.50%
4 Year 3.20% / 3.25%
5 Year 3.44% / 3.50%

Certificate of Deposit Rates Effective 11.21.2024

** APY = Annual Percentage Yields listed are subject to change without notice. Minimum deposits may be required. Penalties may apply for early withdrawal. Fees may reduce earnings. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.


Product Details

  • Minimum of $500 to open.
  • Dividends are paid monthly.
  • Also available for business members.

Ready to get started?

New to CUA

Open a Certificate

Already have an account?

Visit one of our 15 locationstoday!