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18-Month Certificate

Plan for a successful future with an 18-Month Certificate at Credit Union of America. This certificate offers a competitive interest rate and is a great way to earn more with your cash and reach your financial targets. Start your certificate with as little as $500 and earn dividends monthly! 

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Share Certificates $500 Minimum to Open
Account Nominal Rate/APY**
Paid Monthly
3 Month 1.39% / 1.40%
6 Month 1.54% / 1.55%
1 Year 3.69% / 3.75%
18 Month 2.72% / 2.75%
2 Year 3.69% / 3.75%
3 Year 3.44% / 3.50%
4 Year 3.20% / 3.25%
5 Year 3.44% / 3.50%

Certificate of Deposit Rates Effective 11.21.2024

** APY = Annual Percentage Yields listed are subject to change without notice. Minimum deposits may be required. Penalties may apply for early withdrawal. Fees may reduce earnings. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.


Product Details

  • Minimum of $500 to open.
  • Dividends are paid monthly.
  • Also available for business members.

Ready to get started?

New to CUA

Open a Certificate

Already have an account?

Visit one of our 15 locationstoday!