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3-Year Certificate

Achieve your savings goals with Credit Union of America's 3-Year Certificate! Lock in a high-yield interest rate, earn monthly dividends, and watch your money grow steadily over time.

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Share Certificates $500 Minimum to Open
Account Nominal Rate/APY**
Paid Monthly
3 Month 1.39% / 1.40%
6 Month 1.54% / 1.55%
1 Year 3.69% / 3.75%
18 Month 2.72% / 2.75%
2 Year 3.69% / 3.75%
3 Year 3.44% / 3.50%
4 Year 3.20% / 3.25%
5 Year 3.44% / 3.50%

Certificate of Deposit Rates Effective 11.21.2024

** APY = Annual Percentage Yields listed are subject to change without notice. Minimum deposits may be required. Penalties may apply for early withdrawal. Fees may reduce earnings. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.


Product Details

  • Minimum of $500 to open.
  • Dividends are paid monthly.
  • Also available for business members.

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