Skip to main content

4 Year Certificate

Unlock long-term growth with Credit Union of America's 4-Year Certificate! Earn a top-tier interest rate and watch your savings soar over time. Plus, enjoy the peace of mind of federally insured funds and the convenience of receiving monthly dividends for consistent growth.

New to CUA

Open a Certificate

Already have an account?

Log In

 

 

Couple putting cash into a piggy bank

 

Share Certificates $500 Minimum to Open
Account Nominal Rate/APY**
Paid Monthly
3 Month 1.39% / 1.40%
6 Month 1.54% / 1.55%
1 Year 3.69% / 3.75%
18 Month 2.72% / 2.75%
2 Year 3.69% / 3.75%
3 Year 3.44% / 3.50%
4 Year 3.20% / 3.25%
5 Year 3.44% / 3.50%

Certificate of Deposit Rates Effective 11.21.2024

** APY = Annual Percentage Yields listed are subject to change without notice. Minimum deposits may be required. Penalties may apply for early withdrawal. Fees may reduce earnings. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.


Product Details

  • Minimum of $500 to open.
  • Dividends are paid monthly.
  • Also available for business members.

Ready to get started?

New to CUA

Open a Certificate

Already have an account?

Log In